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This wonderful three family is on a quiet one-way street in the Wooster Square area. The house has been lovingly maintained by a long term owner. The first floor unit has five rooms. The living room has a high ceiling, fantastic cast iron moldings and pocket doors. There is a spacious dining room, updated kitchen with good work and storage space, two bedrooms and a bath. The apartment has gas heat and central air conditioning. The second floor offers two good condition apartments, a three room one bedroom unit and a two room one bedroom apartment. Each unit has its own heat and electric. There is one hot water heater and the owner pays the cost of this. The yard has a garden area plus a two car garage. This Wooster Square neighborhood is close to Yale, YNHH, the train station, a weekly farmer's market, downtown New Haven and is part of the Yale Homebuyer area. Ideal for an investor or an owner occupant.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $599,600 | $599,600 | $599,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,065 | $1,065 | $1,065 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,591 | $3,741 | $4,939 |
| Total Monthly Payment | $4,748 | $4,898 | $6,096 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.