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Welcome home to 106 Pine Waters Lane where charm, comfort, and thoughtful design come together in one of Summerville's most sought-after boutique communities. With just 29 homes, this hidden gem of a neighborhood offers a sense of privacy and connection that's hard to find, all just moments from the Historic District of Summerville and an easy 35-minute drive to downtown Charleston. From the moment you step inside, you'll notice how light-filled and inviting this home feels. Sunlight pours into the open living spaces, highlighting the seamless flow between the kitchen, dining, and family room - anchored by a cozy gas fireplace that makes the space feel instantly like home. The main-level primary suite is a true retreat, offering both convenience and comfort with a spacious layout, a large walk-in shower, and an impressive walk-in closet with custom shelving that's thoughtfully separated from the bathroom for added functionality. It's the kind of design that just makes everyday living easier. Upstairs, you'll find 3 generously sized secondary bedrooms (with one including a private ensuite that could serve as a second primary), a versatile loft, and a separate flex room. The flex space could be perfect for a home office, playroom, gym, extra storage - whatever your lifestyle calls for! This home also shines when it comes to smart, elevated details. Custom closet systems in the primary suite, upstairs ensuite, and pantry maximize organization, while the mudroom entry has been upgraded with a sink and additional cabinetry - creating the perfect butler's pantry or wet bar setup for entertaining. Step outside and unwind on the screened porch, or enjoy the easily maintained exterior featuring hardiplank siding, irrigation, gutters, and a classic brick herringbone walkway that adds timeless curb appeal. The detached two-car garage provides both convenience and extra storage flexibility. This isn't just a home. . . it's an opportunity to enjoy easy, stylish living in a location that puts you close to everything while still feeling tucked away.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $480,000 | $480,000 | $480,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,763 | $3,073 | $3,986 |
| Total Monthly Payment | $2,855 | $3,165 | $4,078 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.