140 MARCDALE BOULEVARD, Indian Rocks Beach, FL, 33785 | $849,875

Live the Ultimate Coastal Lifestyle in this fully renovated, Coastal Contemporary 3-bed, 3-bath, 1, 656 sq ft Waterfront Townhome with a Deeded Boat slip and expansive Tandem garage with extensive built-ins & storage in the prestigious Sunset Bay Townhome Community of Indian Rocks Beach. Perfectly positioned on the tranquil Intracoastal Waterway, this boater-friendly residence offers unobstructed waterfront views with the Bay and Gulf of Mexico just minutes away. This freshly re-crafted, open-concept home is filled with natural light, soft coastal hues, two (2) waterfront balconies, lower-level paver patio overlooking the water and beautifully renovated interiors. An Atrium-style entry with shaded seating leads to a nautical, beach-chic Foyer and warm wood staircase ascending to the stunning Main level. The Main level / second floor features an expansive Great Room with Island-inspired tones, porcelain plank tile, an elegant marble Fireplace, and a balcony overlooking the Intracoastal. The seaside-modern Kitchen showcases an extended buffet, designer shaker cabinetry, marble countertops, crown molding, oversized social island, tropical stacked glass subway tile, and stainless-steel appliances—perfect for the Chef who loves to stay connected. A main-level Ensuite Bedroom with high ceilings and a beautifully reworked full Bath is ideal for guests. The Upper-level / third floor Primary Suite offers vaulted ceilings, warm coastal colors, a private waterfront balcony, and a shoreline-chic designer bath with a large shower, double-sink vanity, shiplap accents, and large porcelain tile walls. The transformed walk-in closet features a wood organizer and shelving, high ceiling, and skylight. A second upper-level ensuite bedroom with large windows and artfully angled vaulted ceilings and a renovated ensuite bath completes the upper level. Additional value-added features include a lower-level waterfront extended travertine patio in back, outside the garage, newer Impact-rated sliding glass doors and windows, plantation shutters, three (3) Ensuite bedrooms, Porcelain plank tile flooring, Deeded Boat Slip with a new Lift installed in 2021, new Boat Docks, electric and Seawall caps! Sunset Bay is a boutique 30-unit community with a resort-style heated pool and spa, low HOA fees, and pet-friendly policies (large dogs allowed). Located in the heart of Indian Rocks Beach, golf-cart friendly with parks, playgrounds, a boat ramp, beach access, and vibrant local shops and restaurants—this residence is impeccably prepared for immediate enjoyment. Coastal Elegance meets Modern Luxury in this exceptional Contemporary Waterfront retreat that's a true Boater's Delight!

Features

  • Amenities: Cable TV, Other, Pool, Spa/Hot Tub
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Closet
  • Style: Coastal, Contemporary, Elevated, Key West
  • Year Built: 1998
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level, Guest, Oversized, Tandem, Under Building, Workshop in Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,656
  • Acreage: 0.02
  • Est. Taxes: $4,533
  • Condo Fee: $834 Monthly
  • Lot Desc: FloodZone, City Lot, Landscaped, Level, Near Marina, Near Public Transit, Private, Sidewalk
  • View: Pool, Water
  • Elem. School: Bauder Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8485834
  • Days on Market: 31 days
  • Website: https://www.raveis.com
    /prop/TB8485834/140marcdaleboulevard_indianrocksbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/14/2026 3:05:20 PM)
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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140 MARCDALE BOULEVARD, Indian Rocks Beach, FL, 33785

$849,875

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $679,900 $679,900 $679,900
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.223% 6.164%
Monthly Tax Payment $378 $378 $378
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,968 $4,131 $5,737
Total Monthly Payment $4,438 $4,601 $6,207

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.