5115 MELBOURNE STREET, #A103, Punta Gorda, FL, 33980 | $250,000

Welcome to your exquisite island sanctuary in The Preserve at Charlotte Harbor, an elegant first floor Key West inspired condominium that embodies effortless luxury with a distinctive flair. Meticulously renovated and thoughtfully enhanced with over $150, 000 in custom upgrades, this three bedroom, two and a half bath residence invites you into a private oasis that epitomizes refined coastal living from the moment you enter. A luminous, open concept floor plan unfolds beneath soaring ceilings and graceful arched doorways, adorned with tasteful plantation shutters and seamlessly complemented by sumptuous luxury vinyl flooring throughout. The chef’s kitchen is a masterclass in modern sophistication, featuring pristine white shaker cabinetry, sleek quartz waterfall countertops, brand new stainless steel appliances, and a bespoke coffee and wine nook crafted with custom built cabinetry that harmonizes style with practicality. The inviting breakfast bar provides a perfect spot for casual dining, while the adjacent formal dining and living areas flow effortlessly onto an expansive screened balcony. Here, tranquil vistas of mature shade trees and lush tropical landscaping create an idyllic setting for leisurely morning breezes or elegant evening soirees. The Zen inspired primary suite offers a serene retreat, enhanced by a refined tray ceiling and private patio access that invites relaxation. The gleaming ensuite bathroom is appointed with dual walk in closets, double vanities, a full shower, and an adjacent versatile flex space ideal for a sophisticated home office, dressing room, or peaceful reading nook. Two generously sized guest bedrooms provide comfort and privacy, one featuring direct access to an elegantly designed guest bath. Additional conveniences include an interior laundry room equipped with a brand new washer and dryer, covered deeded parking, ample guest parking, and a sprinkler system to maintain the lush landscape. Experience a resort style lifestyle with exceptional community amenities including a clubhouse, putting green, heated pool and spa, fitness center, gas grills, and a tranquil library. Comprehensive condo fees encompass all essentials including cable, internet, water, sewer, elevators, grounds maintenance, gated entry, and unlimited access to all community luxuries. Ideally situated mere minutes from the sparkling waters of Charlotte Harbor and the Sun Seeker Resort, this prestigious address offers unparalleled access to premier boating, fishing, and the vibrant charm of historic downtown Punta Gorda. With Punta Gorda Airport, boutique shopping, fine dining, championship golf, an artistic district, farmers markets, live music, and cultural festivals all within reach, this residence is the epitome of island elegance and vibrant coastal living. Embrace your quintessential Key West escape where sophistication meets serene tropical beauty awaits.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 3
  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Complex: PRESERVE AT CHARLOTTE HARBOR
  • Year Built: 2005
  • Common Charge: $3,000 Quarterly
  • Approx Sq. Feet: 1,759
  • Est. Taxes: $4,095
  • View: Trees/Woods
  • Elem. School: Peace River Elementary
  • Middle School: Port Charlotte Middle
  • High School: Charlotte High
  • Pet Policy: No
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7523035
  • Days on Market: 71 days
  • Website: https://www.raveis.com
    /prop/C7523035/5115melbournestreet_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/26/2026 12:20:53 AM)
Listing courtesy of RE/MAX PALM PCS   Phone: 941-889-7654

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5115 MELBOURNE STREET, #A103, Punta Gorda, FL, 33980

$250,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $200,000 $200,000 $200,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $341 $341 $341
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,231 $1,263 $1,661
Total Monthly Payment $1,647 $1,679 $2,077

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.