Kissimmee, FL, 34746 | $515,000

WATERFRONT WITH CHAIN OF LAKES ACCESS! Incredible daily sunsets! This is an immaculate spacious 3 bedroom, 3 bathrooms, 2 extra rooms (flex, office, den, man cave) home that will provide you with a lifetime of great living! When you pull up to this home you will appreciate its curb appeal. As soon you walk through the large and spacious pavered front patio in through the front door your eyes will be drawn to the spectacular open floor plan all the way through to the views of the waterfront. Making your way through the entry you arrive at the formal dining room to the left and the Great room/Family room on the right, both offering plenty of space for those large family gatherings. Continue through and you arrive at the Kitchen and separate dinette. The premium updated kitchen has modern cabinetry, stainless steel appliances and granite countertops. The Kitchen overlooks the family room and they both have great views of the water. You will also find the owners suite offering 2 walk-in closets, and interesting architectural features, including private access to the lanai and large multiple window view of the water. The owner’s bathroom is very large and has dual sink vanities, a separate walk in shower and a large hydro massage tub to relax in after a long day. The remaining bedrooms and baths are on the opposite side of the house giving pure peace and quiet to the owners side. There are two other larges rooms in the home and one of them has it's own private entry door. Can serve as Office/Den, Media Room/Play Room or you could bring in portable wardrobes or add closets to make 2 more bedrooms if that meets your needs. That setup also offers the potential for having a rental studio/efficiency in that space as well. There are a very limited number of homes in Bellalago with direct water access to the Lake Toho Chain of Lakes, where outstanding recreational opportunities and championship level bass fishing thrives and this is one of them! The home boasts a swim spa located inside the large extended lanai for relaxation in the sun. There is a due west view from the rear and you'll be able to enjoy amazing sunsets every day! Bellalago is a superior, guard controlled gated access home destination and is nestled on Lake Toho’s shoreline, with waterways, eagle preserves, walking trails, 3 pools, 2 fitness centers, daily activities, 24hr manned gated security & much more. When you buy a home in Bellalago you not only buy a home, but you buy into a great lifestyle. Call today for your private tour!

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Playground, Pool, Recreation Facilities, Security
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 2005
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,707
  • Acreage: 0.22
  • Est. Taxes: $6,531
  • HOA Fee: $291 Monthly
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: S5145529
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/S5145529/_kissimmee_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/18/2026 5:47:52 AM)
Listing courtesy of RIGHT TRACK REALTY   Phone: 953-437-4747

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Kissimmee, FL, 34746

$515,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $412,000 $412,000 $412,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.292% 5.648%
Monthly Tax Payment $544 $544 $544
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,372 $2,503 $3,339
Total Monthly Payment $3,008 $3,139 $3,975

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.