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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. This 4 bedroom, 2 bathroom home in Auburndale Heights in Auburndale offers 1, 782 square feet of living space and a 2021 build with all major systems installed the same year, including roof, HVAC, and water heater. The solar panel system will be fully paid off at closing, allowing the next owner to benefit from reduced monthly electric costs without assuming a loan. A $5, 000 seller concession is available with full price and may be applied toward closing costs or interest rate reduction depending on loan structure. Low annual homestead property taxes are approximately $3, 022. These combined features can result in lower overall monthly ownership costs compared to similar homes without solar or with HOA fees.
The layout connects the main living and dining areas directly to the kitchen, creating a practical flow for everyday use. The kitchen includes stainless steel appliances and ample counter space for meal preparation and gathering. Bedrooms are well sized, with the primary suite offering a private bathroom and walk-in closet. Bedrooms feature newly installed carpet, while the main living areas are finished with luxury vinyl flooring designed for durability and easier maintenance.
All major systems were installed in 2021, supporting lower maintenance expectations and reducing the likelihood of near-term replacements. The home is confirmed to be outside of a flood zone, which may help limit additional insurance requirements. With no HOA or CDD fees, ownership remains straightforward without added monthly costs or restrictions. Compared to similar homes with leased solar systems or association fees, this property offers fewer ongoing expenses and simpler long-term ownership.
The outdoor space is fully enclosed with a vinyl privacy fence, providing defined use of the yard. A two-car garage offers secure parking and additional storage flexibility.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $252 | $252 | $252 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,473 | $1,510 | $1,986 |
| Total Monthly Payment | $1,800 | $1,837 | $2,313 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.