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Presented by
Joyce Gerraughty |
4893 PANGA AVENUE, Mount Dora, FL, 32757 | $468,500
Community pool, no rear neighbors, and just 10 minutes to Downtown Mount Dora! This move-in ready 5 bedroom, 3 bathroom home built in 2023 is located within walking distance (. 3 mi) to Round Lake Charter School, only 3. 5 miles from the shops, restaurants, and waterfront charm of Downtown Mount Dora, and just one stoplight from 429 highway access for an easy 35-45 minute commute to Orlando. Relax on the screened in lanai overlooking the fully fenced backyard, offering a peaceful outdoor space with added privacy and no homes behind you. Inside, the home has been thoughtfully upgraded with luxury vinyl plank flooring on the main floor and a stylish kitchen backsplash that adds character to the heart of the home. The flexible floor plan features five true bedrooms and three full bathrooms, ideal for working from home or multi-generational living. A downstairs bedroom and full bathroom provide additional flexibility for a home office or private living space. With several upgrades already complete including flooring, fencing, and the screened lanai, this two-story block construction home offers the opportunity to enjoy nearly new construction without the wait.
Features
- Rooms: 8
- Bedrooms: 5
- Baths: 3 full
- Laundry: Inside, Laundry Room
- Year Built: 2023
- Garage: 2-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,601
- Acreage: 0.15
- Est. Taxes: $4,194
- HOA Fee: $103 Monthly
- Elem. School: Round Lake Elem
- Middle School: Mount Dora Middle
- High School: Mount Dora High
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Range
- MLS#: S5145484
- Days on Market: 21 days
- Website: https://www.raveis.com
/prop/S5145484/4893pangaavenue_mountdora_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Joyce GerraughtyBroker Associate
508.930.3188
Joyce.Gerraughty@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Michael CartierVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1017266
508.335.8179
Michael.Cartier@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Jennifer HartRegional Sales Manager, William Raveis Insurance
978.457.6220
Jennifer.Hart@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4893 PANGA AVENUE, Mount Dora, FL, 32757
$468,500
Joyce Gerraughty
Broker Associate
William Raveis Real Estate
Phone: 508.930.3188
Joyce.Gerraughty@raveis.com
Michael Cartier
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.335.8179
Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $374,800 | $374,800 | $374,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $350 | $350 | $350 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,158 | $2,400 | $3,112 |
| Total Monthly Payment | $2,583 | $2,825 | $3,537 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388