|
One or more photo(s) has been virtually staged. Welcome to this fully remodeled waterfront condo for sale on St. Joseph Sound in the exclusive Royal Stewart Arms community of Dunedin, Florida, offering the ultimate Tampa Bay Gulf Coast lifestyle just minutes from Honeymoon Island State Park, Caladesi Island, and the Gulf of Mexico. Exciting news: Royal Stewart Arms will officially become a gated community before the end of 2026, adding a new layer of privacy, security, and exclusivity that will further enhance property values and make this one of Pinellas County's most desirable waterfront condo addresses. This stunning 2-bedroom, 1-bathroom waterfront condominium, completed in March 2026, has been completely renovated top to bottom with new drywall, updated electrical, brand-new flooring, modern kitchen cabinetry, and all-new stainless appliances—truly move-in ready. Buyers can purchase with confidence knowing the building has successfully completed its required Milestone Inspection with all mandated work finalized—a major advantage in today's Florida condo market. Inside, a bright open-concept kitchen, living, and dining area showcases luxury vinyl and tile flooring, abundant natural light, and a seamless flow perfect for relaxing or entertaining. The spacious primary bedroom retreat offers generous closet space and additional storage—a rare and valuable feature in Pinellas County coastal condos. Step outside and experience why Dunedin waterfront condos on St. Joseph Sound are among Tampa Bay's most sought-after: enjoy tranquil morning walks along the water, a day at world-famous Honeymoon Island, or the ferry to pristine Caladesi Island, while the nearby Dunedin Causeway offers kayaking, paddleboarding, fishing, and spectacular Gulf sunsets. Residents of Royal Stewart Arms enjoy resort-style amenities including a heated waterfront pool, fitness center, grilling area, fire pit, pickleball courts, and beautifully maintained common areas—soon enhanced by secured gated access—plus assigned covered parking and a well-managed HOA, with fees covering cable, internet, water, sewer, trash, building insurance, and reserves (electricity only paid separately). Located minutes from Downtown Dunedin's waterfront district, you'll enjoy walkable access to award-winning restaurants, boutique shopping, craft breweries, the Pinellas Trail, and the Dunedin Marina, plus easy connections to Clearwater Beach, Tampa International Airport, St. Pete–Clearwater Airport, the Tarpon Springs Sponge Docks, and Downtown Tampa. Whether you're searching for a gated Dunedin waterfront condo, Gulf Coast vacation home, snowbird retreat, or low-maintenance Florida coastal residence, this turnkey property is a rare opportunity to own a slice of Tampa Bay waterfront paradise in what will soon be one of Dunedin's most exclusive gated communities—schedule your private showing today and secure your place in Royal Stewart Arms before the gates close.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$239,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $191,920 | $191,920 | $191,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $246 | $246 | $246 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,149 | $1,197 | $1,567 |
| Total Monthly Payment | $1,470 | $1,518 | $1,888 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.