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540 SHERIDAN DRIVE, Palm Harbor, FL, 34684 | $589,900
One or more photo(s) has been virtually staged. POOL HOME | NEW ROOF 2026 | NON-FLOOD ZONE
One of the largest homes in the neighborhood, this bright Palm Harbor pool home features a spacious and flexible layout designed for privacy, comfort, and Florida indoor-outdoor living.
Located in a peaceful green community near Valencia Lake and Lake St. George, the property combines natural surroundings with convenient access to Gulf beaches, top-rated schools, shopping, dining, and nearby Honeymoon Island State Park.
Filled with natural light, the two-story layout includes 4 bedrooms, 2. 5 bathrooms, plus an additional flexible main-level room suitable for a home office, guest space, creative studio, lounge, media room, or extra living area.
The thoughtfully designed floor plan provides added privacy between bedrooms with minimal shared walls, while large windows throughout the home create a bright and airy atmosphere. Several bedrooms comfortably fit queen-size furniture while still allowing space for a desk, reading area, or creative workspace.
The kitchen is designed around light and connection, featuring a cozy dining nook by a large window and sightlines toward the screened pool and spacious living area, creating a warm and inviting everyday atmosphere.
The primary suite features dual walk-in closets with natural light and relaxing sunset views that create a peaceful evening setting.
Upgrades include:
? NEW ROOF (2026)
? Italian marble flooring
? Fresh interior & exterior paint
? Modern LED lighting
? Porcelain & granite bathroom finishes
? New upstairs carpet
The private screened-in pool area and oversized fenced backyard create multiple outdoor living zones for relaxing, entertaining, gardening, or enjoying shaded outdoor seating and Florida sunset evenings.
The finished garage provides additional flexible space and may be used as a gym, workshop, hobby area, game room, storage space, or man cave.
Located in a NON-FLOOD ZONE and has never flooded.
Move-in ready with natural light, privacy, flexible living space, and resort-style outdoor living in one of Palm Harbor’s most desirable locations.
Features
- Rooms: 13
- Bedrooms: 4
- Baths: 2 full / 1 half
- Lot Size: 101.3 x 60.5
- Laundry: In Garage, Inside, Other, Washer Hookup
- Year Built: 1988
- Garage: 2-car
- Heating: Central, Electric, Exhaust Fan
- Cooling: Central Air
- Approx Sq. Feet: 2,111
- Acreage: 0.14
- Lot Size: 101.3 x 60.5
- Est. Taxes: $1,953
- HOA Fee: $24 Monthly
- Pool: Child Safety Fence, Fiberglass, In Ground, Screen Enclosure
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Range, Refrigerator, Washer
- MLS#: O6371270
- Days on Market: 90 days
- Website: https://www.raveis.com
/prop/O6371270/540sheridandrive_palmharbor_fl?source=qrflyer
Listing courtesy of Beycome of Florida LLC Phone: 804-656-5007
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
540 SHERIDAN DRIVE, Palm Harbor, FL, 34684
$589,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $471,920 | $471,920 | $471,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $163 | $163 | $163 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,906 | $3,061 | $3,951 |
| Total Monthly Payment | $3,161 | $3,316 | $4,206 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388