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Spacious five-bedroom home offering over 1, 700 square feet of living space across two above-grade levels plus a finished lower level. The home features two full bathrooms and a flexible layout with ample room for living, working, or entertaining. The finished lower level adds valuable additional space that can be used for recreation, storage, or extended living needs. The exterior features low-maintenance vinyl siding and a paved driveway with parking for four or more vehicles, a rare convenience within the city. The property is connected to public water, sewer, and natural gas, providing efficient utilities and dependable infrastructure. Located in Providence with convenient access to major routes including I-95 and Route 10, the home offers easy commuting to downtown Providence, nearby hospitals, universities, shopping, and dining. Parks, local amenities, and public transportation are all within close reach. Qualifying owner-occupants may benefit from Providence's reduced owner-occupied tax rate, helping keep annual costs lower. With generous living space, strong infrastructure connections, and a central location, this property presents an excellent opportunity for both homeowners and investors seeking value in a growing market.
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $287,920 | $287,920 | $287,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $225 | $225 | $225 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,657 | $1,844 | $2,391 |
| Total Monthly Payment | $1,957 | $2,144 | $2,691 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.