36 WINDRUSH BAY DRIVE, #36, Tarpon Springs, FL, 34689 | $235,000

This stand-alone villa, located in a vibrant oceanfront community and safely positioned in a non-flood (X) zone, offers the perfect blend of comfort, style, and coastal charm. Nestled between Sunset Beach and Fred Howard Park & Beach, the home feels bright and airy throughout, with no shared walls and a layout designed for privacy. The two spacious bedrooms sit on opposite sides of the villa; the primary suite includes multiple closets—one a generous walk-in—and a private bathroom with a walk-in shower, while the guest bedroom features an oversized closet and easy access to a full guest bath. The updated kitchen opens seamlessly into the living and dining areas, where a welcoming fireplace adds warmth and character. A large screened lanai/Florida room extends the living space and invites you to enjoy the coastal breeze, surrounded by lush tropical landscaping that creates a serene, private retreat. A convenient storage closet adds functionality, and two dedicated parking spaces sit directly in front of the villa.
Windrush Bay offers low-maintenance living, with the HOA handling exterior and grounds care, allowing you to fully enjoy the community’s exceptional amenities. Residents gather at the Gulf-front heated pool—warmed in winter and chilled in summer—or relax in the clubhouse, which includes a fitness room, private sauna, grills, and a spacious recreation area overlooking the water, currently being updated. The community garden provides a peaceful space for those who love to grow, while the oceanfront seawall with new benches is perfect for fishing, unwinding, or taking in the breathtaking Gulf of Mexico sunsets. The property has never flooded, and there are no upcoming special assessments.
Located just minutes from Tarpon Springs’ Historic District and the world-famous Sponge Docks, this villa places you close to charming shops, waterfront dining, festivals, concerts, and art events. Rich in culture, natural beauty, and coastal energy, the area offers a relaxed yet lively lifestyle. This home is more than a place to live—it’s an invitation to embrace the ease and elegance of oceanfront living while staying connected to the charm and vibrancy of Tarpon Springs.

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Kitchen
  • Complex: WINDRUSH BAY CONDO
  • Year Built: 1984
  • Common Charge: $762 Monthly
  • Approx Sq. Feet: 1,035
  • Acreage: 5.43
  • Est. Taxes: $3,904
  • Lot Desc: City Lot, Landscaped
  • Elem. School: Sunset Hills Elementary-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: Tarpon Springs High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8485215
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8485215/36windrushbaydrive_tarponsprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/10/2026 4:27:12 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-781-3700

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

36 WINDRUSH BAY DRIVE, #36, Tarpon Springs, FL, 34689

$235,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $188,000 $188,000 $188,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.873%
Monthly Tax Payment $325 $325 $325
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,112 $1,158 $1,535
Total Monthly Payment $1,512 $1,558 $1,935

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.