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Under contract-accepting backup offers. This is the one you’ve been waiting for at the beach! This home was fully renovated in 2022, it is furnished and is move-in ready! Offering 1344 sqft, 2 bedroom and 2 full bathrooms. Bright, open floor plan with an extra-large kitchen featuring an abundance of solid wood cabinetry, you will not run out of space here! The expansive granite countertops, and a massive island with a cooktop and eating bar are perfect for not just cooking but entertaining as well. The dining area and home office share this beautiful space for flexible living and full enjoyment of your home. Spacious living room offers an ideal spot to relax after a day at the beach or community pool, with over flowing natural light throughout. Large, bright bedrooms and fully renovated bathrooms with neutral finishes and exquisite flooring create a calm, contemporary feel everywhere you look. The Mini-split A/C systems will provide extra comfort in every room. But wait there’s more! You will also find a rare 640 sq ft garage! lt is large enough for a small boat, jet ski, motorcycles, or that special car you want protected from salt air. If you like to tinker there are plenty of built in cabinets for your home work shop. Paver driveway will fit two cars, with more pavers surrounding the home for a neat, low-maintenance exterior. Roof, A/C, Water Heater, electrical and plumbing also 2022. A lovely side garden completes this picture-perfect coastal property. Located in Surfside Estates, an active 55+ resident-owned land-share community with no lot rent. Your purchase includes a share of the community; $220/month maintenance covers Wi-Fi, cable, yard maintenance, management, and facility access. Community amenities: heated/cooled inground pool, fitness room, library, shuffleboard court, rooftop deck, kayak storage, BBQ pit, gazebo on the Intracoastal, and a very active Social Club offering potlucks, holiday dinners, bingo, card games, pool tables, exercise classes, water aerobics. Walk to the beach across the street or bike/golf cart to one of two docks for fishing, watching the boats and dolphins go by or simply enjoying beautiful sunsets every evening. The quaint neighboring City of Flagler Beach is just minutes away with a variety of restaurants and shops to choose from. Conveniently just over the bridge you will find more shopping, doctors and hospitals. You can move right in and start enjoying beach life today! A list of furniture that stays with the home will be provided.
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Our Executive Mortgage Banker:
Our Insurance Division:
$269,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $215,200 | $215,200 | $215,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $258 | $258 | $258 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,290 | $1,343 | $1,773 |
| Total Monthly Payment | $1,623 | $1,676 | $2,106 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.