|
Under contract-accepting backup offers. YOU will fall in love with this tastefully updated and meticulously maintained home with 4 bedrooms, two full and one half bath, almost four acre equestrian property. This custom single-story home sits on a high, fully fenced parcel that backs directly to conservation, offering privacy, wooded views with mature grandfather oaks and a serene rustic view and plenty of open space with no HOA restrictions. Perfect for those wanting horses, outdoor hobbies, or future additions. Enjoy peaceful country living in the desirable Bay Lake Ranch community of St. Cloud. This home provides abundant parking for multiple vehicles, RVs, and boats - including 30 AMP, wired for 50 AMP , plug-ins. Move-in ready and offers a rare blend of privacy, modern comfort, and Florida outdoor living. 2235 Square Feet of living area and 10 ft ceilings. 4 bedrooms with one bedroom being a bedroom with private entrance and half bath. This space is great for parents, adult kids, home office, or private guest retreat. The chef of the home will enjoy the beautiful island with electric, crown molding and abundance of granite countertops and 2 Pantry closets. Eat in area and breakfast bar with windows out to the backyard view and space for a coffee bar is a wonderful bonus. Large living room and dining room (Chair railing) with vinyl plank flooring, crown molding and propane fireplace makes leisure time quite peaceful. Inside Laundry room, 23X23 garage with utility closet and car port.
2024 5 ton Daikin heat pump HVAC system installed in June 2024, featuring a Nest SMART THERMOSTAT. 2021 New roof installed. 2023 WELL CHLORINATION SYSTEM added for excellent water quality and a hybrid electric WATER HEATER installed in 2025 for energy conscious living. 2023 the Septic was pumped. 2025 REAR gutters installed and drained out to retention pond area.
Enjoy the oversized, paver, covered lanai with 2 ceiling fans, ideal for entertaining. Look out over the vast property and enjoy nature to the fullest. 2 Stall Metal Stables with both Electricity and water ready for horses, a 20x24 Red Shed and also a greenhouse. Property is an inviting retreat ready to welcome its next owner.
Located just minutes from US-192, Lake Nona, East Lake Toho, and Downtown St. Cloud, this property delivers quiet rural living with easy access to shops, dining, and major attractions. This Home is an amazing and inviting retreat ready to welcome its next own owner.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$624,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $499,920 | $499,920 | $499,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $519 | $519 | $519 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,078 | $3,201 | $4,185 |
| Total Monthly Payment | $3,689 | $3,812 | $4,796 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.