5114 TWIN CREEKS DRIVE, Valrico, FL, 33596 | $449,000

Welcome to River Hills Country Club, one of Valrico's most desirable gated golf communities, where privacy, resort-style living, and a prime location come together. This 4-bedroom, 3-bathroom home offers over 2, 300 square feet of living space with a layout ready to be made entirely your own.

The major systems are already handled: roof replaced in 2014, HVAC in 2020, vanities and fixtures updated throughout in 2024, and a generous 20x30 extended concrete patio added in 2024, perfect for entertaining or relaxing in the Florida outdoors year-round. All appliances convey, including washer, dryer, stove, microwave, refrigerator, and ceiling fans throughout. A pre-listing home inspection has been completed and is available upon request, offering buyers a clear picture of the property from day one.

This home is priced to reflect its current condition and presents an outstanding opportunity for buyers ready to add their personal touch. Looking to customize, modernize, or update? Ask about available renovation loan options that combine traditional purchase financing with renovation funds, allowing you to make the changes you want from day one and turn a home you like into a home you love.

River Hills Country Club offers an exceptional lifestyle with optional golf membership, and even non-members enjoy 6 complimentary rounds p e r year (greens & cart fees only). Community amenities include a resort-style pool, playground, clubhouse, fitness center, 8 Har-Tru LED-lighted tennis courts, pickleball courts, basketball courts, scenic walking trails along the Alafia River, and 24-hour gated security. The renowned "Gentleman Joe" Lee signature golf course, with greens resurfaced in 2024, is considered one of the finest in the Tampa Bay area.

Conveniently located just 30 minutes from downtown Tampa and minutes from Brandon, with easy access to shopping, dining, and major commuter routes.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Park, Playground, Pool, Recreation Facilities, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 78 x 130
  • Laundry: Inside, Laundry Room
  • Year Built: 1995
  • Garage: 3-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,355
  • Acreage: 0.23
  • Lot Size: 78 x 130
  • Est. Taxes: $4,640
  • HOA Fee: $670 Quarterly
  • Elem. School: Lithia Springs-HB
  • Middle School: Randall-HB
  • High School: Newsome-HB
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: A4685389
  • Days on Market: 24 days
  • Website: https://www.raveis.com
    /prop/A4685389/5114twincreeksdrive_valrico_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/6/2026 5:06:05 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

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Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Kevin DeTullioVP, Mortgage Banker / Production Manager, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1724767

203.305.5736

Kevin.DeTullio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5114 TWIN CREEKS DRIVE, Valrico, FL, 33596

$449,000

The One Team

Sales Associates

William Raveis Real Estate

Phone: 860.850.0500

OneandCompany@raveis.com

Kevin DeTullio

VP, Mortgage Banker / Production Manager

William Raveis Mortgage, LLC

Phone: 203.305.5736

Kevin.DeTullio@Raveis.com

NMLS Mortgage Loan Originator ID 1724767

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,200 $359,200 $359,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.533% 5.794%
Monthly Tax Payment $387 $387 $387
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,125 $2,241 $2,935
Total Monthly Payment $2,587 $2,703 $3,397

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.