1278 Rainbow CT, Naples, FL, 34110 | $1,249,000

Positioned just one lot from the end of the canal, the Sand Dollar Cottage enjoys breathtaking views toward the Cocohatchee River while offering direct Gulf access within minutes. Rebuilt to reflect the original 1960s Mackle Brothers South Florida coastal philosophy, this residence blends architectural heritage with artful craftsmanship. Raised porches crafted from hand-laid sea glass, fossil stone, and mosaic elements create a striking welcome, complemented by 8-inch half-round architectural gutters and period-correct rain chains. A standing-seam roof of high-gauge metal, and PGT impact resistant windows and doors provide both style and peace of mind.
Existing pilings allow for dock installation in the original footprint, and a matching boathouse structure offers flexibility for storage, entertaining, or a waterfront bar concept.
Inside, the coastal fishing cabin ambiance is elevated through exposed wrapped beams, horizontal whitewashed ceiling planks, and layered up lighting designed to emulate vintage gaslight warmth. Level 5 Cambria quartz countertops wrap the kitchen, complemented by custom cubbies with barrister doors for wine and specialty drinkware. Appliances include a three-burner induction cooktop, beverage refrigerator, convection oven with air fry and broil functions, and thoughtfully integrated workstation pass-through. Two fireplaces with concrete hearths are approved for insert conversion, while vaulted rod holders and curated mid-century furnishings enhance the thematic cohesion. The primary suite boasts a 12-foot vaulted ceiling, and the bath showcases dimensional tilework with a glass-wall shower and built-in cabinetry. Wall-mounted pivoting fans add both function and aesthetic detail. With no community rental restrictions and exceptional character rarely found on Naples waterfront, this cottage presents an outstanding opportunity as a personal retreat, guest overflow residence, or high-performing short-term rental investment.

Features

  • Amenities: Other
  • Bedrooms: 2
  • Baths: 1 full
  • Style: 1 Story/Ranch,Florida
  • Development: GULF HARBOR
  • Year Built: 1966
  • Heating: Central Electric,Heat Pump
  • Cooling: Ceiling Fans,Central Electric,Heat Pump
  • Approx Sq. Feet: 720
  • Acreage: 0.15
  • Est. Taxes: $4,848
  • Lot Desc: Other
  • View: Lagoon
  • Community Type: Boating
  • Water Front: Yes
  • Boat Access: Water Avail at Dock
  • Elem. School: NAPLES PARK
  • Middle School: NORTH NAPLES
  • High School: GULF COAST
  • Pet Policy: No Approval Needed
  • MLS#: 226010890
  • Website: https://www.raveis.com
    /mls/226010890/1278rainbowct_naples_fl?source=qrflyer
Courtesy of

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Claudia LaslieSales Associate

413.854.7422

Claudia.Laslie@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Michele WelchVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 293220

413.626.5626

Michele.Welch@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1278 Rainbow CT, Naples, FL, 34110

$1,249,000

Claudia Laslie

Sales Associate

William Raveis Real Estate

Phone: 413.854.7422

Claudia.Laslie@Raveis.com

Michele Welch

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 413.626.5626

Michele.Welch@raveis.com

NMLS Mortgage Loan Originator ID 293220

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $999,200 $999,200 $999,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.259% 6.223%
Monthly Tax Payment $404 $404 $404
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,831 $6,071 $8,432
Total Monthly Payment $6,360 $6,600 $8,961

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.