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Experience easy Lowcountry living in this beautifully designed home located in Jack Island Village at Kiawah River. Built by Kittrell, the Wharf plan offers approximately 2, 625 square feet, featuring 4 bedrooms or 3 bedrooms plus a large flex space, 3. 5 bathrooms, and a detached two-car garage. Thoughtfully designed for both everyday comfort and entertaining, the home blends classic coastal architecture with a bright, open layout and exceptional outdoor living spaces. The main level features an open kitchen, dining, and living area filled with natural light and designed for effortless entertaining. The space flows seamlessly to two separate first-floor screened-in porches, creating multiple outdoor living areas perfect for relaxing, dining, or enjoying the coastal breezes year-round. Upstairs, two additional bedrooms and bathrooms are complemented by a generous flex space that can easily function as a fourth bedroom, home office, media room, or secondary living area, allowing for a versatile layout that adapts to a variety of needs. Interior finishes include white oak flooring, custom cabinetry, solid core doors, classic trim details, and custom closets throughout the home, providing both thoughtful design and excellent storage. The exterior showcases hallmark Lowcountry elements such as cement board siding, a metal roof, and welcoming porches designed to capture the coastal breezes. Located within the highly sought-after Kiawah River community, residents enjoy miles of scenic walking and biking trails, community docks and boat ramps, two pools, tennis and pickleball courts, and the Spring House wellness center featuring fitness facilities, sauna, and steam room. The neighborhood also offers Coastal Expeditions, community gardens, fresh farm produce and eggs, dog parks, and the Auberge restaurant and spa, creating a lifestyle centered around nature, wellness, and connection. This home offers the opportunity to experience the relaxed rhythm of life along the river, just a short drive from Kiawah Island's beaches and historic downtown Charleston.
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Our Executive Mortgage Banker:
$1,399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,119,200 | $1,119,200 | $1,119,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.300% | 6.247% | 6.117% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,620 | $6,800 | $9,369 |
| Total Monthly Payment | $6,745 | $6,925 | $9,494 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.