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455 ALT 19 S, #151, Palm Harbor, FL, 34683 | $179,000
Welcome to this ground floor condo with peaceful conservation views in the desirable Harbor Club community of Palm Harbor! Located in a non flood zone with no damage from the 2024 storms, this home offers comfort, privacy and a prime location near some of North Pinellas County’s most beautiful waterfront destinations.
Inside, the beautifully appointed kitchen with white cabinetry flows seamlessly into the dining and family room, creating a functional and open living space. New luxury vinyl wood plank flooring adds a modern touch throughout the home. The split bedroom floor plan provides privacy, while the spacious family room layout also allows room for a desk or home office setup. Step outside to the covered rear patio overlooking endless conservation views with no rear neighbors, creating a quiet space to relax and enjoy nature. A built in storage closet is conveniently located off the patio and the unit also includes a full size washer and dryer. Major systems include A/C (2020) and water heater (2022).
Harbor Club is a highly desirable condo community in a prime Palm Harbor location, offering maintenance friendly living with HOA fees of $504 per month covering exterior maintenance, exterior grounds, water, sewer, trash and community amenities. Residents enjoy access to two community pools and a spa, tennis, basketball, and pickle ball courts, plus picnic and grill areas. The community is not located in a flood zone. Beach lovers will appreciate being just one block from the Dunedin Causeway and Honeymoon Island, as well as close to Frenchy’s Outpost Restaurant and Fresh Seafood Market. Outdoor enthusiasts also benefit from direct access to the 47 mile Pinellas Trail. The location places you close to Ozona’s restaurants, shops, live music and taverns, while Downtown Palm Harbor is just a short golf cart ride away. It is also easy to bike to Downtown Dunedin and the Tarpon Springs Sponge Docks. The home is zoned for top rated schools including Ozona Elementary, Palm Harbor Middle and Palm Harbor University High School. Nearby marinas include Home Port Marina, Island Harbor Marina, Ozona Boat Rentals, Ozona Fish Camp, and Speckled Trout Marina, while several golf courses are close by, including Tarpon Springs Golf Course, Dunedin Golf Club, and Innisbrook Golf Resort, home of the PGA Valspar Championship. Start Living the True Florida Lifestyle Today!
Features
- Heating: Central, Electric
- Cooling: Central Air
- Levels: 2
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside, Laundry Closet
- Complex: HARBOR CLUB CONDO
- Year Built: 1985
- Common Charge: $565 Monthly
- Approx Sq. Feet: 898
- Acreage: 27.29
- Est. Taxes: $2,229
- Lot Desc: Conservation Area, Cul-De-Sac
- View: Trees/Woods
- Elem. School: Ozona Elementary-PN
- Middle School: Palm Harbor Middle-PN
- High School: Palm Harbor Univ High-PN
- Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Washer
- MLS#: TB8484878
- Days on Market: 8 days
- Website: https://www.raveis.com
/prop/TB8484878/455alt19s_palmharbor_fl?source=qrflyer
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL Phone: 727-493-1555
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
455 ALT 19 S, #151, Palm Harbor, FL, 34683
$179,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $143,200 | $143,200 | $143,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.333% | 6.520% | 5.783% |
| Monthly Tax Payment | $186 | $186 | $186 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $847 | $893 | $1,169 |
| Total Monthly Payment | $1,108 | $1,154 | $1,430 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388