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We proudly present another fine new home by SMK Home Builders, one of Rockland County’s most respected builders for more than 30 years. Designed by a renowned local architect specifically for this one third acre parcel, this custom built Colonial offers approximately 2, 800 square feet of thoughtfully planned living space. The home features four spacious bedrooms and two and one half bathrooms, including a luxurious primary suite with a 19 foot bedroom, tray ceiling, custom moldings, and a large walk in closet, along with generously sized secondary bedrooms. The open concept main level showcases high ceilings, custom oak flooring, and a beautifully appointed kitchen with custom cabinetry, center island, premium finishes, and Bertazzoni appliances, flowing seamlessly into the family room with a gas fireplace. A well designed mudroom and first floor laundry add convenience and functionality. Additional highlights include vinyl board and batten siding, a seamless metal porch roof, and high efficiency spray foam insulation for improved energy performance and lower utility costs. The full, expansive basement offers excellent storage and potential for future finishing. Outdoor features include a welcoming front porch and a rear paver patio. Located in Pearl River, where new construction is virtually nonexistent, this property presents a rare opportunity to own a brand new, custom home in a well established setting. Conveniently situated approximately 25 minutes from the George Washington Bridge, offering both accessibility to New York City and a peaceful residential setting. Completed and ready for Spring occupancy.
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Our Executive Mortgage Banker:
$1,198,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $958,400 | $958,400 | $958,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.183% |
| Monthly Tax Payment | $1,542 | $1,542 | $1,542 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,442 | $5,823 | $8,088 |
| Total Monthly Payment | $7,109 | $7,490 | $9,755 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.