|
Presented by
Suzanne Walsh Team |
28 Highland St, Spencer, MA, 01562 | $429,900
MOTIVATED RELOCATING SELLERS MUST SADLY LEAVE THEIR CHARMING HOME. Lovely wrap around porch is the 1st delightful feature found in this thoughtfully updated Colonial. Inviting Front entry hall leads you to the quality vintage features & character of this sweet home. The spacious hallway with crown mouldings, wainscotting & hw floors is sure to please. Nicely sized Living room & DR enhanced by HW floors, custom cabinetry, high ceilings, crown mouldings & chairrail. Bright sunsplashed country kitchen, where you will also feel the warmth of the pellet stove. A nicely sized walk-in pantry is a cooks dream. In addition a beautiful remodeled full bath. Off the kitchen a breezeway complete with laundry& half bath. From the living room a staircase leads to the spacious 2nd floor will you will appreciate the updated features in the primary bedroom which includes maple "picture frame design" HW floor, nooks, & his/her closets. Set in a quiet neighborhood, close to all town amenities
Features
- Amenities: Shopping, Walk/Jog Trails, Highway Access, House of Worship, Public School, Other
- Rooms: 8
- Bedrooms: 4
- Baths: 1 full / 1 half
- Laundry: First Floor
- Style: Colonial, Farmhouse, Bungalow
- Year Built: 1887
- Garage: 2-car Detached
- Heating: Baseboard, Oil
- Cooling: None
- Basement: Full, Interior Entry, Sump Pump, Radon Remediation System, Dirt Floor
- Approx Sq. Feet: 1,623
- Acreage: 0.33
- Est. Taxes: $4,134
- Lot Desc: Wooded, Gentle Sloping
- Appliances: Water Heater, Range, Dishwasher, Refrigerator
- MLS#: 73485437
- Website: https://www.raveis.com
/prop/73485437/28highlandst_spencer_ma?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet | 9.0 x 14.0 | Second |
| Bedroom 3 | Cathedral Ceiling(s), Closet, Flooring - Wall to Wall Carpet | 9.0 x 11.0 | Second |
| Dining Room | Closet/Cabinets - Custom Built, Flooring - Hardwood, French Doors, Chair Rail, Exterior Access, Open Floorplan, Remodeled, Lighting - Pendant, Crown Molding, Decorative Molding | 12.0 x 15.0 | Main,First |
| Kitchen | Bathroom - Half, Wood / Coal / Pellet Stove, Flooring - Hardwood, Pantry, Open Floorplan, Wainscoting, Lighting - Overhead, Decorative Molding | 13.0 x 14.0 | Main,First |
| Living Room | Ceiling Fan(s), Closet/Cabinets - Custom Built, Flooring - Hardwood, Chair Rail, Open Floorplan, Remodeled, Wainscoting, Crown Molding, Vestibule, Decorative Molding | 11.0 x 14.0 | Main,First |
| Master Bedroom | Ceiling Fan(s), Closet, Flooring - Hardwood, Lighting - Overhead, Tray Ceiling(s) | 12.0 x 17.0 | Second |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Suzanne Walsh TeamSales Vice President
860.306.1927
Suzanne.Walsh@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1014636
860.463.1745
Russell.Baboff@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
John KirkutisVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1424716
970.390.2521
John.Kirkutis@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Heidi SummaInsurance Sales Director, William Raveis Insurance
860.919.8074
Heidi.Summa@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
28 Highland St, Spencer, MA, 01562
$429,900
Suzanne Walsh Team
Sales Vice President
William Raveis Real Estate
Phone: 860.306.1927
Suzanne.Walsh@raveis.com
Russell Baboff
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
John Kirkutis
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 970.390.2521
John.Kirkutis@raveis.com
NMLS Mortgage Loan Originator ID 1424716
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $343,920 | $343,920 | $343,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.873% |
| Monthly Tax Payment | $345 | $345 | $345 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,034 | $2,118 | $2,808 |
| Total Monthly Payment | $2,453 | $2,537 | $3,227 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630