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NO REAR NEIGHBORS---great view of nature! This 2 bedroom 2 bath( Fir model )home boasts a oversized garage 20 X 26 for all of the toys and it has a sliding screen door. The Roof, air conditioner, hot water heater, replaced in 2013 and ALL windows replaced in 2017. The floor plan is split bedroom plan and a guest bathroom so lots of privacy for guests. The guest bathroom has a solar tube as well. The kitchen has a nice backsplash and pantry and oak wood cabinets and also ample counter space. There is a cute area for a small table. The master bedroom has an en-suite bath with walk in shower. The dining room opens up to the huge lanai. You will enjoy the huge 10 X 24 Lanai which was installed in 2019. From the Lanai you enjoy the sights and sounds of nature. The Villages is just a short drive and you can enjoy the squares and entertainment Spruce Creek South offers heated pool & hot tub / spa, with easy access from this home. Inside the clubhouse there is a fitness center, his and hers sauna and bathrooms with showers, there are also showers and a separate bathroom outside. You will enjoy year-round relaxation, recreation, and social opportunities living your best 55+ life everyday!
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Our Executive Mortgage Banker:
Our Insurance Division:
$195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $156,000 | $156,000 | $156,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $144 | $144 | $144 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $923 | $948 | $1,264 |
| Total Monthly Payment | $1,142 | $1,167 | $1,483 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.