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Nestled in the highly sought-after SeaGrove community of St. Augustine Beach, this beautifully maintained 4-bedroom, 2. 5-bath home offers the perfect blend of coastal charm, privacy, and thoughtful upgrades. The primary suite is conveniently located on the main floor, featuring a spacious bath with a soaking tub, separate shower, and elegant finishes for a relaxing retreat. The main living area is warm and inviting with a gas fireplace, stylish architectural details like arched doorways and wainscoting, and a welcoming formal dining room ideal for entertaining. The kitchen is designed for both function and style with leveled quartz countertops, double ovens, and plenty of workspace for gatherings and everyday living. Upstairs, you’ll find three generously sized bedrooms and a versatile bonus room, providing flexible space for guests, work, or play. Step outside and enjoy one of the home’s standout features — rare backyard privacy with no rear neighbors, just peaceful trees behind the property. The outdoor space is built for relaxation and entertaining with a screened porch, paver patio, and cozy outdoor fireplace. A charming front porch provides the perfect spot to relax while enjoying views of the community pool and the welcoming neighborhood atmosphere. Important updates and improvements provide peace of mind, including a new roof (March 2025), HVAC system just 4 years old, and new garage doors. Located within walking distance of SeaGrove’s exceptional amenities, residents enjoy a community pool, fishing dock, kayak launch, and basketball court, all part of a vibrant beachside neighborhood just minutes from the sand and historic downtown St. Augustine. This home combines thoughtful design, privacy, and an unbeatable coastal lifestyle in one of St. Augustine Beach’s most desirable communities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.794% |
| Monthly Tax Payment | $865 | $865 | $865 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,717 | $3,868 | $5,066 |
| Total Monthly Payment | $4,674 | $4,825 | $6,023 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.