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Welcome to 645 Saint Lawrence Ave a distinctive two-family with full/finished basement brick residence in the Bronx built in 1925. This multi-family property spans 1, 760 square feet on a 2, 450 square-foot lot and features five bedrooms and two bathrooms, making it an excellent option for those seeking substantial living space or investment potential. Original hardwood floors anchor the living spaces, which feature large windows providing abundant natural light. The property includes two kitchens equipped with gas ranges, refrigerators, and microwaves—a practical advantage for a multi-unit layout. Three parking spaces available in the rear of the home. Laundry facilities are conveniently located within the property, eliminating the need for external services. A covered front porch with wrought iron railings while additional covered deck space extends the usable living area. Located in an established residential neighborhood in Soundview the property offers the character and solidity of pre-war construction combined with practical modern amenities. The five-bedroom, two-bathroom configuration accommodates diverse living arrangements—whether serving as a single-family home or income-generating multi-unit property. The spacious rooms with natural light, integrated storage solutions, and functional kitchens create comfortable, livable spaces. This well-built property in need of TLC represents a solid opportunity for buyers seeking space, flexibility, and the distinctive appeal of classic urban architecture.
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Our Executive Mortgage Banker:
Our Insurance Division:
$848,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $678,400 | $678,400 | $678,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 5.984% | 5.806% |
| Monthly Tax Payment | $524 | $524 | $524 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,746 | $4,013 | $5,588 |
| Total Monthly Payment | $4,362 | $4,629 | $6,204 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.