645 Saint Lawrence Avenue, Bronx, NY, 10473 | $848,000

Welcome to 645 Saint Lawrence Ave a distinctive two-family with full/finished basement brick residence in the Bronx built in 1925. This multi-family property spans 1, 760 square feet on a 2, 450 square-foot lot and features five bedrooms and two bathrooms, making it an excellent option for those seeking substantial living space or investment potential. Original hardwood floors anchor the living spaces, which feature large windows providing abundant natural light. The property includes two kitchens equipped with gas ranges, refrigerators, and microwaves—a practical advantage for a multi-unit layout. Three parking spaces available in the rear of the home. Laundry facilities are conveniently located within the property, eliminating the need for external services. A covered front porch with wrought iron railings while additional covered deck space extends the usable living area. Located in an established residential neighborhood in Soundview the property offers the character and solidity of pre-war construction combined with practical modern amenities. The five-bedroom, two-bathroom configuration accommodates diverse living arrangements—whether serving as a single-family home or income-generating multi-unit property. The spacious rooms with natural light, integrated storage solutions, and functional kitchens create comfortable, livable spaces. This well-built property in need of TLC represents a solid opportunity for buyers seeking space, flexibility, and the distinctive appeal of classic urban architecture.

Features

  • Bedrooms: 5
  • Baths: 2 full
  • Style: Duplex
  • Year Built: 1925
  • Heating: Oil
  • Cooling: Wall/Window Unit(s)
  • Basement: Finished
  • Acreage: 0.06
  • Est. Taxes: $6,288
  • MLS#: 970323
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/970323/645saintlawrenceavenue_bronx_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Locqube New York, Inc.   Phone: 347-657-1114

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

645 Saint Lawrence Avenue, Bronx, NY, 10473

$848,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $678,400 $678,400 $678,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.069% 5.984% 5.806%
Monthly Tax Payment $524 $524 $524
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,746 $4,013 $5,588
Total Monthly Payment $4,362 $4,629 $6,204

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.