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Looking for One floor living? This updated ranch offers 4 bdrms & 2. 5 baths, perfectly tucked away on a quiet cul-de-sac. Recent renovation blends classic comfort with modern updates, this home is move-in ready and designed for today's lifestyle. Step inside to a spacious high ceiling living room and dining area featuring a stone fireplace, skylights, and a large bay window that fills the room with natural light. The open floor plan leads to a fully remodeled kitchen with brand-new cabinets, granite countertops, stainless steel appliances including a Bosch range and hood. Gleaming hardwood floors run throughout the main level. A new sliding glass door opens onto a generous two-story deck with a panoramic view overlooking a reserved woodland and a private backyard, perfect for relaxing or entertaining. All bathrooms have been tastefully updated. The walk-out lower level adds over 600 sq. ft. of finished living space, complete with new flooring, windows, lighting, a half bath, a versatile flex room, and a laundry room. Another sliding door opens to the large lower level deck, creating even more room for gatherings. Additional recent improvements include new trim, interior paint, windows, washer, dryer, and more (see attached update list). The property sits at the end of the cul-de-sac, offering extra privacy, with an ample backyard space for a potential pool. City water and sewer. Paid off solar system. Near the library, Yale University, less than 4 mins to a highway exit Solar installed and paid off. www. hamden. com go to Assessors or Tax Dept for on line breakdown. Hamden going thru a 4 yr phase in.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 12.0 x 14.0 | Main |
| Bedroom 2 | Hardwood Floor | 12.0 x 14.0 | Main |
| Bedroom 3 | Engineered Wood Floor | 13.0 x 18.0 | Main |
| Dining Room | Remodeled,Skylight,9 ft+ Ceilings,Balcony/Deck,Sliders,Hardwood Floor | 10.0 x 13.0 | Main |
| Family Room | Remodeled,Balcony/Deck,Half Bath,Sliders,Vinyl Floor | 27.0 x 33.0 | Lower |
| Kitchen | Remodeled,Skylight,Granite Counters,Island,Hardwood Floor | 16.0 x 10.0 | Main |
| Living Room | Bay/Bow Window,Skylight,9 ft+ Ceilings,Combination Liv/Din Rm,Fireplace,Hardwood Floor | 18.0 x 28.0 | Main |
| Other | Vinyl Floor | 10.0 x 10.0 | Lower |
| Primary Bedroom | Full Bath,Hardwood Floor | 14.0 x 21.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $407,200 | $407,200 | $407,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.373% |
| Monthly Tax Payment | $912 | $912 | $912 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,441 | $2,540 | $3,325 |
| Total Monthly Payment | $3,445 | $3,544 | $4,329 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.