31865 TORTUGA SHORE LOOP, Wesley Chapel, FL, 33545 | $900,000

Set within the gated community of Epperson Ranch, this striking courtyard-style residence blends architectural character with refined finishes, offering a rare layout designed for both privacy and connection. Built in 2020 by luxury home builder Biscayne Homes, the single-story home spans 3, 142 square feet and features four bedrooms and three and a half bathrooms arranged around a private courtyard that fills the interior with natural light.
Inside, open-concept living spaces are framed by 10-foot ceilings, tray ceilings, crown molding, and expansive sliding glass doors that create a seamless connection between the living room, dining area, and courtyard views. Luxury plank flooring flows throughout the home and is complemented by a custom-built electric fireplace that anchors the main living area. The thoughtful floor plan separates the primary suite from the secondary bedrooms, providing added privacy.
The kitchen serves as the centerpiece of the home with light European-style cabinetry, granite countertops, stainless steal appliances, a gourmet cooktop with hood, apron sink, custom backsplash, and designer lighting. A large island provides space for gathering and casual seating, creating a natural focal point for everyday living and entertaining.
Overlooking the private courtyard is a detached in-law suite featuring its own bedroom, bathroom, kitchenette, and private entrance.
Outdoor living is enhanced by architectural paver hardscaping that extends throughout the property, creating a cohesive look across the courtyard, driveway, and newly expanded patio areas. The property also offers space to accommodate a future pool, providing flexibility for additional outdoor living and recreation.
The home sits on a fenced corner lot and includes a three-car garage with an epoxy-coated garage floor finished with a triple-coat sealer, smart home features, interior and exterior security cameras, rain gutters, granite countertops throughout the home, and motorized Somfy shades in the living room, dining room, primary bedroom, and in-law suite.
Residents enjoy the exceptional amenities of the Epperson Ranch community, including parks, trails, golf cart–friendly streets, and the 7. 5-acre Crystal Lagoon featuring sandy beaches, cabanas, and resort-style recreation.
Located in the heart of Wesley Chapel, the home offers convenient access to shopping, dining, entertainment, and everyday services. Adding to the area's continued growth, the new Johns Hopkins All Hospital currently under construction nearby will bring a major medical facility to the immediate area.

Features

  • Amenities: Fence Restrictions, Gated, Park, Playground, Pool
  • Rooms: 12
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Lot Size: 120 x 96
  • Laundry: Laundry Room
  • Year Built: 2020
  • Garage: 3-car Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,142
  • Acreage: 0.27
  • Lot Size: 120 x 96
  • Est. Taxes: $15,955
  • HOA Fee: $261 Quarterly
  • Lot Desc: Corner Lot
  • Elem. School: Wesley Chapel Elementary-PO
  • Middle School: Thomas E Weightman Middle-PO
  • High School: Wesley Chapel High-PO
  • Pet Policy: Number Limit, Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range Hood, Refrigerator, Washer, Water Softener
  • MLS#: TB8484825
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/TB8484825/31865tortugashoreloop_wesleychapel_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/29/2026 8:32:09 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

31865 TORTUGA SHORE LOOP, Wesley Chapel, FL, 33545

$900,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $720,000 $720,000 $720,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.312% 6.385% 6.223%
Monthly Tax Payment $1,330 $1,330 $1,330
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,259 $4,433 $6,076
Total Monthly Payment $5,681 $5,855 $7,498

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.