5028 E HIGHWAY 316, Citra, FL, 32113 | $220,000

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. You’ll feel like you are living in your own private nature preserve. This 3-acre A1-zoned property is designed for those who want LAND to grow, cultivate, build, store, or hide-away from the world. A 25×25 hurricane-rated metal building on a slab with roll-up bay doors and 220V power is ready for serious projects and equipment while the medium sized 12×24 shed is set up as a workshop. Additional storage structures are tucked into a fenced clearing beyond the backyard—ready for tools, toys, animals, gardening, or whatever plans you have in mind. Nearly two-thirds of the land remains beautifully wooded with walking trails winding through the trees, creating a peaceful place to explore, unwind, and truly get lost in nature. Mature landscaping, flowing plants, fruit trees, and 300 year old oak trees are scattered throughout the property, while open areas provide space for gardening, animals, outdoor hobbies, or equipment storage. A dedicated area for mulching has already been created. The comfortable 3-bedroom, 2-bath home has been carefully maintained with detailed service records for major systems, giving buyers confidence in its upkeep. Inside you’ll find a split floor plan for privacy, a fireplace to keep things cozy, and a washer and dryer in the laundry room. Outside, the screened back porch provides a quiet place to relax and enjoy the mature landscaping and quiet. Additional features include a water treatment system, a fully fenced and cross fenced lot, and existing elevation certificates and a survey ready for the buyer.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 180 x 727
  • Laundry: Inside
  • Year Built: 1988
  • Garage: 2-car Workshop in Garage
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,512
  • Acreage: 3
  • Lot Size: 180 x 727
  • Est. Taxes: $1,021
  • Elem. School: Fort McCoy School (K-8)
  • Middle School: Ft McCoy Middle
  • High School: North Marion High School
  • Appliances: Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: OM720504
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/OM720504/5028ehighway316_citra_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/15/2026 6:23:47 AM)

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  • Market your home to realize a quick sale at the best possible price
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Kevin DeTullioVP, Mortgage Banker / Production Manager, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1724767

203.305.5736

Kevin.DeTullio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5028 E HIGHWAY 316, Citra, FL, 32113

$220,000

The One Team

Sales Associates

William Raveis Real Estate

Phone: 860.850.0500

OneandCompany@raveis.com

Kevin DeTullio

VP, Mortgage Banker / Production Manager

William Raveis Mortgage, LLC

Phone: 203.305.5736

Kevin.DeTullio@Raveis.com

NMLS Mortgage Loan Originator ID 1724767

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $176,000 $176,000 $176,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.648%
Monthly Tax Payment $85 $85 $85
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,041 $1,084 $1,426
Total Monthly Payment $1,201 $1,244 $1,586

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.