321 E 45TH Street, #11H, New York (Turtle Bay), NY, 10017 | $329,000

Welcome to 321 East 45th Street, Unit 11H, a delightful coop nestled in the heart of a vibrant neighborhood! This charming studio residence offers a harmonious blend of comfort and style on the 11th floor of a well-maintained, post-war building. With great open views and amazing light that captures the ever-evolving skyline, this home is truly a special find. The unit features a thoughtfully designed one-level layout in great condition, complemented by a dual, thru-wall cooling system to keep you comfortable year-round. This unit has been freshly painted and has a brand new bathroom. Kitchen is a perfect size and even has a window! 3 abundant closets complement this wonderful unit! Parquet floors thru-out are like new

While washer/dryer installations are not permitted, the convenience of a part-time doorman adds to the building's array of amenities, ensuring privacy and assistance when you need it. For pet lovers, you'll be thrilled to know that this pet-friendly abode welcomes cats and pets up to 30 lbs. And when you're ready to unwind, the building's stunning rooftop deck offers an inviting space to enjoy the city's panorama. Take advantage of the fantastic location, with easy access to public transportation, local parks, dining, and shopping options that make city living a breeze. Your opportunity to explore this inviting, well-situated property is just a phone call away. Schedule a showing today and envision your future in this beautiful city retreat!

321 East 45th Street, (The Sands) is a mid-rise coop building that was built in 1960 as a rental building, then converted to coop in 1984. The building consists of 14 floors with 109 units. Currently the building is serviced with a part-time doorman from 4: 00PM-12: 00AM daily and a live-in super. Features include 2 elevators, a central laundry facility, common roof-deck with city and river views and private storage. This coop allows pied-a-terres, pets, guarantors and gifting. Subletting is permitted after 2 years of residency.

Features

  • Town: New York
  • Cooling: Dual
  • Levels: 14
  • Rooms: 2
  • Baths: 1 full
  • Laundry: Building In Basement
  • Complex: The Sands
  • Year Built: 1960
  • Common Charge: $1,326 Monthly
  • View: City
  • Pet Policy: Building Yes,No
  • MLS#: RLS20058229
  • Days on Market: 199 days
  • Website: https://www.raveis.com
    /prop/RLS20058229/321e45thstreet_newyork_ny?source=qrflyer
Copyright © 2026  The Real Estate Board of New York, Inc., All rights reserved
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Douglas Elliman Real Estate   Phone: (212) 891-7000

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NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

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321 E 45TH Street, #11H, New York (Turtle Bay), NY, 10017

$329,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $263,200 $263,200 $263,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,621 $1,662 $2,186
Total Monthly Payment $1,696 $1,737 $2,261

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.