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Set on a quiet parcel just outside Uptown Kingston, this 3 bedroom, 1. 5 bath ranch offers comfortable single-level living in a convenient and peaceful setting. With approximately 1, 300+ square feet of interior space, the home has a practical, easy layout with well-proportioned rooms and a natural flow that works well for everyday life. First time on the market, since it was built, this home has been well cared for and is solidly built, with dependable mechanical systems that provide a strong foundation for the home. Central air conditioning keeps things comfortable in the warmer months, and a whole-house generator offers the added peace of mind of backup power when it's needed. The dining area features sliding glass doors that open out to a large deck, creating an easy connection between the indoor living space and the outdoors. It's a nice spot for morning coffee, outdoor meals, or simply relaxing while overlooking the property. Each of the three bedrooms provides ample bedroom space, while the full bathroom and additional half bath for convenience. The full bath has a jack and jill configuration allowing the primary bedroom to have an ensuite bathroom while also allowing bathroom access through the half bath. The lower level, walk out basement provides additional recreation space, storage, laundry, mechanicals and garage entrance. Outside, the land gives the property a relaxed, open feel. There's room to garden, spend time outdoors, or simply enjoy having a bit of space around you. The setting strikes a nice balance between privacy and accessibility. Conveniently located just minutes from the restaurants, shops, farmers market, and historic charm of Uptown Kingston, the home also provides easy access to nearby parks, hiking trails, and the many cultural attractions that make the region such a desirable place to live. This solidly built ranch home combines space, reliability, and location all in one appealing package.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.545% | 5.900% |
| Monthly Tax Payment | $703 | $703 | $703 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,038 | $2,121 | $2,801 |
| Total Monthly Payment | $2,816 | $2,899 | $3,579 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.