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103 Oak St, Reading, MA, 01867 | $949,900
Desirable West side! This move in ready, three bedroom, two bath home has lovely period detail along with all of the comforts of modern living. The open and expanded eat-in kitchen is bathed in natural light through the numerous windows and a sliding door out to the new deck, has quartz counter tops, large island, hardwood floors, exposed brick chimney and sitting area. Continue on this level to a large yet cozy family room with a fireplace (which could be used as a 4th bedroom), formal living room, large dining room, bedroom, laundry room and full bath. The second level has nice size bedrooms and another full bath. Updates include 6 zone electric heat pumps with central air, Andersen windows, interior paint, 200 amp electrical panel, blown-in insulation, expanded 2 car garage, lovely yard with mature plantings and more. Once used as a 2 family there’s also potential for adding an ADU. Near schools, parks, restaurants, shops, public transportation, highways & Reading’s vibrant downtown.
Features
- Amenities: Public Transportation, Shopping, Park, Medical Facility, Highway Access, Public School, T-Station
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Laundry: Flooring - Stone/Ceramic Tile, First Floor, Electric Dryer Hookup
- Style: Antique, Farmhouse
- Year Built: 1892
- Garage: 2-car Detached
- Basement: Partial, Interior Entry
- Approx Sq. Feet: 2,299
- Acreage: 0.26
- Est. Taxes: $9,810
- Lot Desc: Level
- Appliances: Electric Water Heater, Range, Dishwasher, Disposal, Refrigerator
- MLS#: 73485092
- Website: https://www.raveis.com
/prop/73485092/103oakst_reading_ma?source=qrflyer
Listing by Deanna Salemme courtesy of Coldwell Banker Realty - Newton Phone: 617-969-2447
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Closet, Flooring - Hardwood | 13.3 x 11.9 | Second |
| Bedroom 3 | Closet, Flooring - Hardwood | 10.7 x 10.1 | First |
| Dining Room | Flooring - Hardwood, Crown Molding | 15.0 x 15.7 | First |
| Kitchen | Dining Area, Balcony / Deck, Countertops - Stone/Granite/Solid, Kitchen Island, Exterior Access, Open Floorplan, Recessed Lighting | 17.8 x 13.6 | First |
| Living Room | Closet/Cabinets - Custom Built, Flooring - Hardwood, Chair Rail, Recessed Lighting, Crown Molding | 13.8 x 14.7 | First |
| Master Bedroom | Walk-In Closet(s), Closet, Flooring - Hardwood | 13.8 x 14.0 | Second |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Joanne O'KeefeVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 38342
978.314.1072
Joanne.OKeefe@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
103 Oak St, Reading, MA, 01867
$949,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Joanne O'Keefe
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $759,920 | $759,920 | $759,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.031% | 5.885% |
| Monthly Tax Payment | $818 | $818 | $818 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,196 | $4,495 | $6,260 |
| Total Monthly Payment | $5,106 | $5,405 | $7,170 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630