14318 Manchester DR, Naples, FL, 34114 | $439,000

Professional interior pictures coming! Lovely lakefront villa in desirable Reflection Lakes gated community. This home offers beautiful lake views from the spacious screened lanai. Many recent upgrades throughout including AC (2022), brand new luxury vinyl tile flooring (late 2025), gas powered generator, Plantation Shutters on windows, recessed lights, upgraded fixtures, 6 inch crown and baseboard molding, master and guest bathrooms renovated in 2025, new high-quality Penntek concrete coating on garage and lanai floors (lifetime warranty), re-imagined lanai (2024), and whole-house ENVIRO water filtration system with 50-gallon hot water tank. The kitchen offers wood cabinetry, stainless steel appliances, granite counters, a breakfast nook and a pass through to the dining living space. The master bathroom is spacious and the ensuite bath features a frameless glass enclosed walk in shower, upgraded lighting and dual sinks. The additional bedrooms provide plenty of space for friends and family. A built in Murphy bed allows conversion to office or bedroom. All windows have electric hurricane shutters for optimum protection. Low fees and no CDD, Reflection Lakes provides a clubhouse that consists of a state-of-the-art fitness center with locker rooms and showers, rooms for meetings and activities, Library, billiards, ballroom, catering kitchen, outdoor heated pool with splash area, bocce ball, BBQs and pavilion. Reflection Lakes is a short distance from downtown Naples, Marco Island, shopping, and attractions.

Features

  • Building Design: Villa Attached
  • Amenities: BBQ - Picnic,Billiards,Bocce Court,Clubhouse,Community Pool,Community Room,Exercise Room,Hobby Room,Library,Sidewalk,Streetlight
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: REFLECTION LAKES OF NAPLES
  • Year Built: 2007
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 1,560
  • Est. Taxes: $3,630
  • HOA Fee: $333 Monthly
  • Lot Desc: Regular
  • View: Lake
  • Community Type: Gated
  • Water Front: Yes
  • Elem. School: MANATEE ELEMENTARY SCHOO
  • Middle School: MANATEE MIDDLE SCHOOL
  • High School: LELY HIGH SCHOOL
  • Pet Policy: Limits
  • MLS#: 226010517
  • Website: https://www.raveis.com
    /raveis/226010517/14318manchesterdr_naples_fl?source=qrflyer
Courtesy of

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The Roe Sheppard GroupSales Associates

781.264.0856

TheRoeSheppardTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Michael CartierVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1017266

508.335.8179

Michael.Cartier@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

14318 Manchester DR, Naples, FL, 34114

$439,000

The Roe Sheppard Group

Sales Associates

William Raveis Real Estate

Phone: 781.264.0856

TheRoeSheppardTeam@raveis.com

Michael Cartier

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.335.8179

Michael.Cartier@raveis.com

NMLS Mortgage Loan Originator ID 1017266

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $351,200 $351,200 $351,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.333% 6.419% 5.668%
Monthly Tax Payment $303 $303 $303
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,077 $2,162 $2,846
Total Monthly Payment $2,454 $2,539 $3,223

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.