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Built in 2023 and lightly lived in, this well-maintained townhome in The Trails offers a clean, modern living space with thoughtful upgrades throughout. The 2 bedroom 2. 5 bath layout features tile flooring throughout the main level, creating an open and low-maintenance living area that flows seamlessly from the living room to the kitchen and dining space. The kitchen is designed for both functionality and storage, featuring a large pantry and ample cabinetry. Upstairs, the split-bedroom floor plan provides privacy, with the primary suite overlooking the peaceful pond and the guest bedroom positioned on the opposite side of the home. The laundry room is conveniently located upstairs and includes added shelving for extra organization. Additional upgrades include ceiling fans throughout and extra storage installed in the garage. Step outside to a screened lanai that overlooks the pond, creating a relaxing outdoor space to enjoy the view and Florida weather year-round. Located in the gated community of The Trails with amenities that include a playground, this townhome also offers a convenient location just 20 minutes to Crescent Beach in St. Augustine, about 10 minutes to shopping and daily conveniences, approximately 2 minutes to Belle Terre Elementary School, and about 10 minutes to I-95 for easy commuting. All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.
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$245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $196,000 | $196,000 | $196,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.648% |
| Monthly Tax Payment | $263 | $263 | $263 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,159 | $1,207 | $1,589 |
| Total Monthly Payment | $1,497 | $1,545 | $1,927 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.