725 PENINSULAR DRIVE, Lakeland, FL, 33813 | $495,000

ATTENTION: If you are considering becoming a SNOW BIRD in Lakeland, FL this might be the house for you!!! Don't miss this special lakefront offering set on a peninsula with lake views from the front and rear of the house plus a private dock - a great spot to fish or just relax! This 3/2. 5 has over 2000 sq ft of living area and is being sold TURNKEY. Downstairs features a great room with a soaring ceiling, gas fireplace and triple sliding glass pocket doors that lead out to the spacious screened lanai - a great spot to watch the sunrise! The kitchen has a breakfast bar plus an eating area that offers a different lake view. The large primary bedroom features an ample sized walk in closet and an ensuite bath with soaker tub, separate shower and a dual sink vanity. A powder room, inside utility room and double car garage complete the 1st floor. Upstairs are 2 bedrooms each with a walk in closet and a shared Jack and Jill bathroom. The home is well landscaped and the irrigation system uses lake water - a nice savings on your water bill! The CHA was replaced in 2025 and the exterior of the house was repainted at that time. The home was repiped by the former owner. This home is move in ready (includes the furnishings!) - great spot to Staycation at Home!!!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 50 x 141
  • Laundry: Inside, Laundry Room
  • Style: Contemporary, Traditional
  • Year Built: 1995
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,002
  • Acreage: 0.16
  • Lot Size: 50 x 141
  • Est. Taxes: $5,377
  • HOA Fee: $415 Annually
  • Lot Desc: Flood Insurance Required, FloodZone, In County, Landscaped, Level
  • View: Water
  • Water Front: Yes
  • Elem. School: Scott Lake Elem
  • Middle School: Lakeland Highlands Middl
  • High School: George Jenkins High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
  • MLS#: L4960006
  • Days on Market: 59 days
  • Website: https://www.raveis.com
    /prop/L4960006/725peninsulardrive_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 5:19:46 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Nat MackenzieSales Associate

203.223.9432

Nat.Mackenzie@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Alex FerroInsurance Sales Director, William Raveis Insurance

203.610.1536

Alex.Ferro@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

725 PENINSULAR DRIVE, Lakeland, FL, 33813

$495,000

Nat Mackenzie

Sales Associate

William Raveis Real Estate

Phone: 203.223.9432

Nat.Mackenzie@raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $396,000 $396,000 $396,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $448 $448 $448
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,280 $2,536 $3,288
Total Monthly Payment $2,803 $3,059 $3,811

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.