34 SECRETARY TRAIL, Palm Coast, FL, 32164 | $367,499

Welcome to this beautifully maintained 4-bedroom, 2-bathroom home in the heart of Palm Coast, offering exceptional space, functionality, and inviting curb appeal from the moment you arrive. With its attractive exterior and well-kept landscaping, this home makes a wonderful first impression and continues to impress throughout the interior. Step inside to discover a bright and open floor plan designed for both comfortable everyday living and effortless entertaining. The home features a spacious living room that serves as the central gathering area, while an additional sitting room provides flexible space perfect for a family room, media room, home office, or play area. The well-appointed kitchen is the heart of the home and features stainless steel appliances, ample cabinetry, and plenty of counter space for meal preparation. Sliding glass doors from the kitchen and living areas allow natural light to fill the space and lead directly to the screened-in porch, creating a seamless indoor-outdoor living experience ideal for relaxing or entertaining guests. For more formal occasions, the home also offers a dedicated formal dining room, perfect for hosting family dinners, holiday gatherings, and special celebrations. The spacious primary suite provides a comfortable retreat at the end of the day and features two large walk-in closets, offering generous storage space perfect for both partners. Heading outdoors, the screened-in porch overlooks the backyard where you’ll find an above-ground pool, making it the perfect space to cool off during warm Florida days, host weekend barbecues, or simply unwind in your private outdoor oasis. With four generously sized bedrooms, this home offers plenty of space for family, guests, or a home office setup. The thoughtful layout provides both openness for gathering and separation for privacy. Palm Coast is rapidly growing, with the Seminole Woods corridor emerging as a key hub for lifestyle and infrastructure. The upcoming Cornerstone development will bring a major shopping center, restaurants, fast-casual dining, and Walmart just minutes away. Meanwhile, the Southern Recreation Center is expanding with new pickleball and tennis courts plus additional parking to meet rising demand—making Seminole Woods one of Palm Coast’s most desirable and fast-growing areas to live. If you’ve been searching for a home that offers space, comfort, and great indoor-outdoor living, this one truly has it all. All information deemed accurate but cannot be guaranteed. Roof 2020, AC 2021, and hot water heater 2022. Fridge in garage does not covey.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2007
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,238
  • Acreage: 0.23
  • Est. Taxes: $1,908
  • Pool: Above Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: V4947634
  • Days on Market: 72 days
  • Website: https://www.raveis.com
    /prop/V4947634/34secretarytrail_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/23/2026 2:42:28 AM)
Listing courtesy of REALTY PROS ASSURED   Phone: 386-677-7653

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

34 SECRETARY TRAIL, Palm Coast, FL, 32164

$367,499

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $293,999 $293,999 $293,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $159 $159 $159
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,810 $1,856 $2,441
Total Monthly Payment $2,044 $2,090 $2,675

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.