9781 SW 196TH CIRCLE, Dunnellon, FL, 34432 | $439,500

This gorgeous home is situated in a quiet area of the beautiful Rainbow Springs County Club, backing to a wooded non-buildable lot for added privacy. A side-entrance garage enhances the curb appeal of this lovely home. The home has been updated with 2018 HVAC, 2021 water heater, 2022 pool pump, 2024 pool heater, 2024 roof, 2025 solar panels (lease transferable), 2025 irrigation upgrades including new heads, and remote controllable access. Inside, the open split bedroom floor plan features new luxury vinyl plank flooring throughout. The en suite primary bedroom includes dual walk in closets, dual vanities, water closet, a soaking tub, walk- in shower, and private access to a covered lanai where you can slip away with your morning coffee. There are two additional bedrooms, plus a full bath that provides exterior access to the pool and lanai. The spacious eat-in kitchen flows into both the family and great rooms, with plenty of space to accommodate a variety of furniture arrangements. Sliding glass doors open to the spacious outdoor living and screened heated pool area - perfect for entertaining family and friends!
Residents enjoy access to the community center with game and fitness rooms, pool, disc golf course, pickleball, basketball and tennis courts, as well as private access to the Rainbow River, a popular destination for tubing, paddling, and picnicking. The Gulf Coast is just 30 minutes away for fishing, boating, and manatee watching. A quick 25 minute drive to the East is The World Equestrian Center, home to equestrian and other events, restaurants, shops, and more. This home is currently used part-time as an Airbnb. Experience the Florida lifestyle at its best!

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Park, Pickleball Court(s), Pool, Recreation Facilities, Tennis Court(s), Wheelchair Access
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 50 x 197 x 141 x 219
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2005
  • Garage: 3-car Driveway, Garage Door Opener, Garage Faces Side, Golf Cart Garage, Oversized
  • Heating: Central, Electric, Solar
  • Cooling: Central Air
  • Approx Sq. Feet: 2,063
  • Acreage: 0.46
  • Lot Size: 50 x 197 x 141 x 219
  • Est. Taxes: $5,454
  • HOA Fee: $238 Annually
  • Lot Desc: Cleared, In County, Landscaped, Sloped
  • View: Trees/Woods
  • Elem. School: Dunnellon Elementary School
  • Middle School: Dunnellon Middle School
  • High School: Dunnellon High School
  • Pool: Auto Cleaner, Child Safety Fence, Deck, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Pool Sweep, Salt Water, Screen Enclosure, Self Cleaning, Solar Cover
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: OM720164
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/OM720164/9781sw196thcircle_dunnellon_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/24/2026 5:47:07 PM)
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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9781 SW 196TH CIRCLE, Dunnellon, FL, 34432

$439,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $351,600 $351,600 $351,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.407% 6.577% 5.986%
Monthly Tax Payment $455 $455 $455
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,108 $2,194 $2,920
Total Monthly Payment $2,637 $2,723 $3,449

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.