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Welcome to this Charming and well-maintained home located in the heart of St. Cloud, just minutes from the scenic waterfront of East Lake Tohopekaliga and the amenities of Lakefront Park. This inviting residence offers comfortable living spaces, abundant natural light, and a functional layout ideal for a variety of buyers. Some of the features include; covered carport parking, enclosed front entry for extra living/storage space that can be used for variety of things, well-appointed bathroom positioned between two bedrooms, a bright kitchen with ample cabinetry and counter top space. A third room (bedroom/office) is located at the rear of the home. Interior Laundry is located at rear of home just through the kitchen. The front living and dedicated dining areas provide an easy flow for everyday living and entertaining. Roof was just newly painted, HVAC was replace/updated in 2022, all windows have been updated to low-E double pane windows throughout 2022-2025, Metal Roof re-fastened and just recently painted, also has a fully paid-off security system (buyer just needs to continue service with security provider). Enjoy Florida living outdoors with a generously sized fenced backyard, perfect for gatherings, pets, gardening. Make this home yours today. Seller will contribute $5, 500 toward buyer’s closing costs and prepaids with a contract at listing price.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$249,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,920 | $199,920 | $199,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $198 | $198 | $198 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,231 | $1,280 | $1,674 |
| Total Monthly Payment | $1,504 | $1,553 | $1,947 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.