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Presented by
Linda O'Hara - Linda's Team |
32 Cedar Lane, Montville (Uncasville), CT, 06382 | $550,000
Welcome to 32 Cedar Lane in Uncasville. Located on a quiet dead-end street, offering a rare chance to own two separate ranch-style homes on . 44 acres. This setup is hard to find and provides many options; live in one home and use the other for family, guests, work, or potential rental income. The front home has about 1, 000 square feet on the main level with three bedrooms and one full bath. The living room features a fireplace, and central air keeps the home comfortable. A whole-house generator adds peace of mind. The finished 800 SQFT lower level has its own entrance, an extra bedroom, a full bath, a kitchen, and a family room. This makes it great for in-law living or extended stays. The rear home offers 854 square feet, including a living room, kitchen, bedroom, and office. It also has an attached two-car garage and decks overlooking the yard. It has been used as a private office for many years, but it works well for guests or family. Outside, you will find a terraced and enclosed yard set up for gardening, with defined planting areas and added privacy. Each home has its own driveway for easy access. Just minutes from shopping, dining, major highways, and about a quarter mile from Mohegan Sun, this property offers flexibility in a great location. Two Ranch Homes. One Lot. Endless Options.
Features
- Town: Montville
- Rooms: 12
- Bedrooms: 6
- Baths: 3 full
- Laundry: Lower Level
- Style: Ranch
- Year Built: 1958
- Garage: 2-car Detached Garage
- Heating: Hot Air
- Cooling: Central Air
- Basement: Full,Full With Walk-Out
- Above Grade Approx. Sq. Feet: 2,650
- Acreage: 0.44
- Est. Taxes: $7,004
- Lot Desc: Sloping Lot,On Cul-De-Sac,Cleared
- Elem. School: Per Board of Ed
- Middle School: Per Board of Ed
- High School: Montville
- Appliances: Oven/Range,Refrigerator
- MLS#: 24152215
- Website: https://www.raveis.com
/mls/24152215/32cedarlane_montville_ct?source=qrflyer
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Main | |
| Bedroom 2 | Main | |
| Bedroom 3 | Lower | |
| Bedroom 4 | Main | |
| Eat-In Kitchen | Main | |
| Kitchen | Lower | |
| Kitchen | Main | |
| Living Room | Fireplace | Main |
| Living Room | Sliders | Lower |
| Living Room | Main | |
| Primary Bedroom | Main | |
| Primary Bedroom | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Linda O'Hara - Linda's TeamLuxury Properties Specialist
860.209.7044
Linda.OHara@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 10930
203.641.8287
Dave.Beckman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Heidi SummaInsurance Sales Director, William Raveis Insurance
860.919.8074
Heidi.Summa@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
32 Cedar Lane, Montville (Uncasville), CT, 06382
$550,000
Linda O'Hara - Linda's Team
Luxury Properties Specialist
William Raveis Real Estate
Phone: 860.209.7044
Linda.OHara@Raveis.com
Dave Beckman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.403% | 6.508% | 5.668% |
| Monthly Tax Payment | $584 | $584 | $584 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,635 | $2,745 | $3,566 |
| Total Monthly Payment | $3,311 | $3,421 | $4,242 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524