2294 BELGIAN LANE, #20, Clearwater, FL, 33763 | $239,000

Under contract-accepting backup offers. This Highly sought after Ground Floor End Unit Florentine model offers three bedrooms and two baths, perfectly positioned on a quiet cul-de-sac on the desirable west side of the On Top of the World 55+ golf community in Clearwater. This well-maintained end unit, provides added privacy and natural light, complemented by laminate flooring and a freshly painted living and dining area that feels bright and inviting. The home features a cozy kitchen with lots of storage, separate pantry and 3-y old refrigerator, an inside laundry room complete with an approved W/D. The spacious primary bedroom includes a walk-in closet with organization features and an en-suite bath with dual sinks, a bidet and a large shower while the third bedroom or den stands out with a tray ceiling, built-in bookshelves, and a hidden closet, making it a versatile space for guests, work, or hobbies. You will enjoy a cup of coffee on your large comfortable tree shaded back porch enjoying the mature landscaping and quiet breezes. Your parking place is steps away and there is additional storage unit in the core of the building next to the elevator. This unit is located a walk away from the West Activity Center and the Shores of Harbor Lake and its walking trails. On top of the world community provides access to extensive resort-style amenities, many of which are included in your monthly fees: Free Golf: Resident owners enjoy access to two private golf courses (9 and 18 holes) at no extra cost. Active Lifestyle: The nearby East Activity Center features a fitness center, heated swimming pools, tennis and pickleball courts, and over 175 social clubs. Prime Convenience: The building is close to the East Activity Center for easy access. On-site services include a cafe, dog park, woodworking shop, and even free shuttle bus service to major shopping malls and grocery stores. Central Location: Just minutes from the award-winning Clearwater Beach, top-tier dining, and healthcare facilities. Experience maintenance-free 2026 living in one of Florida's most active adult communities.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Fitness Center, Golf Course, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s)
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Complex: ON TOP OF THE WORLD
  • Year Built: 1992
  • Approx Sq. Feet: 1,325
  • Acreage: 1.27
  • Est. Taxes: $921
  • Condo Fee: $580 Monthly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8478933
  • Days on Market: 19 days
  • Website: https://www.raveis.com
    /prop/TB8478933/2294belgianlane_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/6/2026 9:04:33 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-781-3700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2294 BELGIAN LANE, #20, Clearwater, FL, 33763

$239,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $191,200 $191,200 $191,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.533% 5.794%
Monthly Tax Payment $77 $77 $77
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,131 $1,193 $1,562
Total Monthly Payment $1,283 $1,345 $1,714

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.