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New York (Carnegie Hill), NY, 10029 | $305,000
Welcome to 114 East 98th Street, Apt 1W - a charming and affordable HDFC two-room studio located in a prime Upper East Side location.
This well-laid-out apartment offers a rare two-room studio configuration, providing flexible space for both living and sleeping areas. The home features high ceilings and beautiful exposed brick, adding warmth and character throughout. The large kitchen offers generous counter space and abundant storage, making it easy to cook and organize comfortably.
Situated just two blocks from the 6 train at 96th Street and Lexington Avenue, the apartment provides excellent access to transportation while being surrounded by the Upper East Side's vibrant dining, shopping, and neighborhood amenities.
Pets are welcome, making this a great opportunity for animal lovers seeking an affordable Manhattan home.
This is an HDFC cooperative and is subject to income restrictions and board approval. Purchasers must meet HDFC income eligibility guidelines. Please consult with your agent or the listing broker for current income limits and purchasing requirements.
A fantastic opportunity to own an HDFC apartment in a highly desirable Upper East Side location at an exceptional price.
Please note: the kitchen does not include a dishwasher or oven.
Income caps are based on 120% of AMI
1 person: $136, 080
2 people: $155, 520
3 people: $174, 960
Features
- Town: New York
- Levels: 5
- Rooms: 3
- Baths: 1 full
- Laundry: Building None
- Year Built: 1910
- Common Charge: $816 Monthly
- Pet Policy: Building Yes,Yes
- Appliances: Washer Dryer Allowed
- MLS#: RLS20076255
- Days on Market: 70 days
- Website: https://www.raveis.com
/prop/RLS20076255/114e98thstreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Listing courtesy of Berkshire Hathaway HomeServices New York Properties Phone: (212) 710-1900
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888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
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New York (Carnegie Hill), NY, 10029
$305,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $244,000 | $244,000 | $244,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,502 | $1,542 | $2,026 |
| Total Monthly Payment | $1,577 | $1,617 | $2,101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535