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Discover the perfect opportunity to craft your dream Florida lifestyle in the vibrant, resident-owned 55+ community of Windmill Village in Punta Gorda. This vacant lot serves as your ready-to-build blank canvas in one of Southwest Florida's most sought-after active adult waterfront communities, with direct access to Charlotte Harbor for effortless boating adventures, sunset cruises, or quick trips to the Gulf. Windmill Village offers an abundance of amenities designed for an engaging, social retirement: two private marinas with a boat ramp, a sparkling heated pool with a pavilion for gatherings, shuffleboard, bocce ball, horseshoes, indoor pickleball, billiards, cornhole, and a large community center hosting bingo nights, clubs, and year-round events tailored to diverse hobbies. The lot is already cleared and leveled, primed for your custom manufactured home, and the low monthly HOA fee (around $256) covers essential perks like water, sewer, trash pickup, common area maintenance, and road upkeep—delivering true hassle-free living. Note that the purchase price excludes a one-time $18, 285 Buy-In Share and Bond, which is fully refunded upon resale. Conveniently located just minutes from historic downtown Punta Gorda—famed for its charming shops, waterfront dining, weekly farmers markets, and live entertainment—you're also a short drive from award-winning Gulf Coast beaches for relaxing day trips or getaways. Punta Gorda has earned accolades as a top small place to live, including recognition from Money Magazine and Forbes for its quality of life and appeal. Whether envisioning a seasonal retreat or a permanent paradise, this lot in a welcoming, well-maintained, gated neighborhood provides the ideal setting to build and enjoy an active, vacation-like every day. Don't miss your chance to secure a slice of Southwest Florida heaven in Windmill Village! Note: This lot is now vacant with no home on it.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$60,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $48,000 | $48,000 | $48,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.419% | 5.668% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $280 | $296 | $389 |
| Total Monthly Payment | $355 | $371 | $464 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.