9244 July Ln, Saint Augustine, FL, 32080 | $777,000

Experience the best of coastal living in this beautiful 3-bedroom, 2-bathroom home in the highly sought-after gated community of Summer Island. Offering 2, 118 sq ft of bright, inviting living space, this waterfront retreat captures breathtaking views of both the ocean and the Intracoastal—making every sunrise and sunset a moment to enjoy. Tall ceilings, skylights, and expansive windows fill the home with natural light, creating an open and airy feel throughout. Recent updates include a newer roof (2023) and a brand-new HVAC system (2025), providing comfort and peace of mind for years to come. Best of all, the entire home is on one level—so you can save your steps for the sand, not the stairs. The spacious living room features a cozy wood-burning fireplace and sliding glass doors that open to the sunroom, perfect for enjoying morning coffee or relaxing in the evening light. The primary suite also offers private access to the sunroom, along with a walk-in closet and a well-appointed ensuite bath featuring a soaking tub, separate shower, and bidet. Two additional bedrooms, both with walk-in closets, share a thoughtfully designed guest bathroom. The kitchen is both functional and scenic, with beautiful Intracoastal views, a sunny breakfast nook, breakfast bar, pantry closet, and tiled backsplash. The dining area is highlighted by skylights and a beautifully refurbished 1700s chandelier, adding a unique touch of character and charm. Step outside to an inviting backyard designed for gathering and relaxing, with access to a resort-style community pool—so you can enjoy the benefits of a pool without the maintenance. Lounge on the sun deck or unwind around the beautifully landscaped paver fireplace while enjoying Florida’s coastal breezes. Residents of Summer Island enjoy exceptional amenities including a community pool, tennis courts, a dock, and a boat launch—all just moments away. With a two-car garage, dedicated laundry room, and unforgettable water views, this home offers an incredible opportunity to embrace the Florida coastal lifestyle.

Features

  • Amenities: Clubhouse,Community Dock,Gated,Community Pool Unheated,Tennis,Pickleball,Waterfront,Fishing
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 60x120
  • Year Built: 1992
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 2,118
  • Acreage: 0.17
  • Lot Size: 60x120
  • Est. Taxes: $4,096
  • HOA Fee: $587
  • Lot Desc: Intracoastal View,Ocean View,Water View
  • Water Front: Yes
  • Boat Access: No
  • Elem. School: W. D. Hartley
  • Middle School: Gamble Rogers
  • High School: Pedro Menendez
  • MLS#: 261122
  • Days on Market: 28 days
  • Website: https://www.raveis.com
    /prop/261122/9244julyln_saintaugustine_fl?source=qrflyer
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Listing courtesy of BuySell Properties, LLC

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9244 July Ln, Saint Augustine, FL, 32080

$777,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $621,600 $621,600 $621,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.533% 5.794%
Monthly Tax Payment $341 $341 $341
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,727 $3,878 $5,079
Total Monthly Payment $4,160 $4,311 $5,512

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.