304 PALM CIRCLE, Flagler Beach, FL, 32136 | $629,000

Beachside Flagler Beach, this is RARE canalfront in town home. Oversized fenced yard. Great, great location with views of the canal and ICW. A wonderful opportunity is available to maximize those views. You will not find many canal locations better than this one. This adorable beach bungalow style home can be a stunner with some interior upgrades. Tons of windows from the rear of the home frame the incredible canal view, plus there's a rear covered screened porch and an open tiled outdoor patio to lounge on. This lot features a fully fenced backyard and a very rare boat ramp launch into the canal right from the back yard. You can literally drive your trailered boat from the street, into the yard and launch it! Adjacent dock is next to the launch the dock needs repairs. Live your best saltwater beach and boating life here in our community! This location is just a few blocks to the ocean and close to the core beach district as well. Golf cart or bicycle your way down to the Pier, the beach boardwalk, and dozens of unique eateries and boutiques. Enjoy the Flagler Beach lifestyle - which is laid back and as casual as flip flops and bathing suits. Flagler Beach is just 3 miles from I-95, the shortest distance from an Interstate to a beach in all of Florida. Ideally situated between historic St Augustine and World-Famous Daytona Beach, sophisticated entertainment is just a short, enjoyable ride from here on A1A in either direction. More pictures to follow shortly. Owner is motivated - come take a look, make an offer and find out what our residents love about Flagler Beach by becoming one yourself!

Features

  • Rooms: 10
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Lot Size: 80 x
  • Laundry: Electric Dryer Hookup, Laundry Room
  • Style: Bungalow
  • Year Built: 1975
  • Garage: 1-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,228
  • Acreage: 0.2
  • Lot Size: 80 x
  • Est. Taxes: $3,058
  • Lot Desc: City Lot, Landscaped
  • View: Water
  • Water Front: Yes
  • Elem. School: Old Kings Elementary
  • Middle School: Buddy Taylor Middle
  • High School: Flagler-Palm Coast High
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: FC316714
  • Days on Market: 46 days
  • Website: https://www.raveis.com
    /prop/FC316714/304palmcircle_flaglerbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/4/2026 9:47:08 PM)
Listing courtesy of PALM WAVE REALTY   Phone: 407-558-8357

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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304 PALM CIRCLE, Flagler Beach, FL, 32136

$629,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $503,200 $503,200 $503,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.373%
Monthly Tax Payment $255 $255 $255
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,017 $3,139 $4,109
Total Monthly Payment $3,364 $3,486 $4,456

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.