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Enjoy true Florida waterfront living in this updated 3-bedroom, 2-bath block water-front home on the peaceful Braden River with quick boating access to Terra Ceia Bay, Tampa Bay, the Intracoastal Waterway and the Gulf. 59-foot Trex dock and 13, 000 lb boat lift (boats sold separately) and a dedicated launch area for kayaks and jet skis. Waterside tiki bar has electric and running water. Inside, the home is a split-bedroom floorplan with ceramic plank tile in Living Room, Dining Room, Kitchen and Family Room. Bedrooms
have new carpet and pad March 2026. The Kitchen has solid wood cabinets with under cabinet lights and switches built into the tile backsplash, quartz countertops, and a pass-through bar. The living room has a large picture window and the dining room has sliding glass doors that open to a screened lanai for water views and sunsets. Built with concrete-block construction, the home includes a new roof (2023), new windows, and polycarbonate hurricane shutters for added peace of mind. Located on a quiet cul-de-sac. Fully fenced backyard, a 10x10 detached workshop, space for RV and boat trailer parking. Convenient to I-75, shopping, dining, and the UTC area, this move-in-ready waterfront property with furnishings that are negotiable. NO HOA. ROOM FOR A POOL. HOME IS OWNER OCCUPIED, NO WATER INTRUSION OR HURRICANE DAMAGE, NOT A FLIP.
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Our Executive Mortgage Banker:
Our Insurance Division:
$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $580,000 | $580,000 | $580,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.301% | 6.487% | 5.614% |
| Monthly Tax Payment | $186 | $186 | $186 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,431 | $3,618 | $4,701 |
| Total Monthly Payment | $3,709 | $3,896 | $4,979 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.