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Affordable homeownership opportunity on Spartanburg’s desirable west side! Why rent when you can own this well-built brick townhome priced at just $189, 500? Conveniently located only minutes from I-26 and I-85, this home offers easy access to shopping, dining, and everyday conveniences while still tucked into an established area. This 2 bedroom, 2 full bath townhome with a flex room offers solid construction and great bones, ready for its next owner. The spacious living room features a gas log fireplace, creating a warm and inviting space to relax or entertain. A separate dining area connects nicely to the efficient, compact kitchen, making everyday living comfortable and practical. Both bedrooms offer generous space, with the primary suite featuring two closets and the second bedroom offering a large walk-in closet. The flex room provides flexibility for a home office, guest space, hobby room, or additional living area. Step outside to enjoy the private side patio, perfect for morning coffee or quiet evenings. With a very low HOA of just $100 per year, a brick exterior, and an excellent west Spartanburg location, this home offers incredible value and an ideal opportunity for first-time buyers, downsizers, or investors.
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Our Executive Mortgage Banker:
$189,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $151,600 | $151,600 | $151,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $204 | $204 | $204 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $873 | $971 | $1,259 |
| Total Monthly Payment | $1,152 | $1,250 | $1,538 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.