26 HARBORPOINTE DR, Port Richey, FL, 34668 | $4,900,000

Pre-Construction. To be built. Exceptional pre-construction opportunity to own a striking contemporary waterfront residence directly on the Gulf of America located within the exclusive, separately gated enclave of Harborpointe inside the 24-hour guard-gated community in Port Richey. This architectural showpiece is thoughtfully designed to meet the highest modern coastal building standards, offering both refined luxury and long-term structural integrity.
Spanning approximately 4, 905 square feet, the residence showcases expansive open-concept living spaces designed to capture spectacular Gulf views and abundant natural light throughout. The main living level features a spacious great room, elegant dining area, and a designer chef’s kitchen with premium finishes, generous preparation space, and seamless flow for entertaining.
The thoughtfully designed floor plan includes four bedrooms, four full bathrooms, and two half baths, along with a private office ideal for working from home. A bonus room offers additional flexibility for a media lounge, game room, or guest gathering space. The third floor features an additional family room, creating a spectacular elevated retreat perfect for taking in panoramic sunset views over the Gulf.
The large primary suite is designed as a private waterfront sanctuary, complete with a spa-inspired bathroom and spacious walk-in closets. A private three-stop elevator provides convenient access to all levels of the home.
The property also features a five-car garage, ideal for car enthusiasts, recreational equipment, and additional storage. Elevated construction enhances both panoramic views and peace of mind, with the pool strategically positioned on the living level terrace to maximize sweeping vistas while offering added protection. The outdoor living areas are designed to embrace the coastal lifestyle with space for entertaining, relaxing, and enjoying the surrounding waterfront beauty.
An assigned private boat slip provides direct access to the open Gulf, making this an exceptional opportunity to own a custom luxury waterfront residence in one of Port Richey’s most prestigious gated communities.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 4 full / 2 half
  • Laundry: Laundry Room
  • Year Built: 2027
  • Garage: 5-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 4,905
  • Acreage: 0.42
  • Est. Taxes: $10,474
  • HOA Fee: $960 Quarterly
  • Lot Desc: Cleared
  • Pool: Other
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Refrigerator
  • MLS#: TB8484261
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /eprop/TB8484261/26harborpointedr_portrichey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/15/2026 4:27:24 AM)
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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26 HARBORPOINTE DR, Port Richey, FL, 34668

$4,900,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,920,000 $3,920,000 $3,920,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.223% 6.164%
Monthly Tax Payment $873 $873 $873
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $22,876 $23,818 $33,079
Total Monthly Payment $23,874 $24,816 $34,077

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.