423 150TH AVENUE, #1405, Madeira Beach, FL, 33708 | $700,000

EXCLUSIVE MADEIRA BEACH AND BOATER RETREAT

Discover elevated waterfront elegance in this rarely offered 2-bedroom, 2-bath condo with an on-site private garage and the ability to purchase or rent your own boat slip!! Perched high for panoramic vistas of scenic intercostal waterway, the expansive covered patio becomes your private outdoor haven—perfect for morning coffee with dolphin sightings or sunset cocktails overlooking the water. Step inside to an inviting open-concept layout with high ceilings with elegant crown molding. The gourmet kitchen shines with stainless-steel appliances, granite countertops, reverse osmosis filtration, and a whole-home water softener system. Newly installed tile floors with sound-dampening underlay throughout the unit ensuring quiet comfort. The generous primary suite features intercostal views, dual walk-in closets, a spa-like en-suite bath with double vanities, and easy access to the patio for that morning stretch or evening unwind. A split floor plan keeps the guest bedroom and full bath private and convenient, ideal for visitors or family. Inside laundry adds everyday ease after beach days or time on the water. Plus, an oversized private garage for secure parking, and pet-friendly policies. Community perks include a heated pool and spa for year-round relaxation, a well-appointed clubhouse with kitchen for gatherings, lush tropical grounds, kayak launch, and recent building enhancements (fresh exterior paint, plumbing upgrades, and a clean structural milestone inspection—no major issues noted). You're just steps from pristine Madeira Beach sands, eclectic shops, waterfront dining, grocery stores, pubs, and surf spots. Quick drives to vibrant downtown St. Pete (20 minutes) or Tampa International Airport (45 minutes) keep you connected without sacrificing that laid-back beach vibe.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: SNUG HARBOUR CONDO
  • Year Built: 2003
  • Approx Sq. Feet: 1,350
  • Acreage: 3.51
  • Est. Taxes: $9,647
  • Condo Fee: $1,010 Monthly
  • Water Front: Yes
  • Pet Policy: Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: TB8484689
  • Days on Market: 62 days
  • Website: https://www.raveis.com
    /prop/TB8484689/423150thavenue_madeirabeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/25/2026 9:17:11 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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423 150TH AVENUE, #1405, Madeira Beach, FL, 33708

$700,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $560,000 $560,000 $560,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $804 $804 $804
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,448 $3,536 $4,650
Total Monthly Payment $4,344 $4,432 $5,546

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.