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Welcome to 3992 William Street, a charming expanded Cape nestled in the heart of Seaford. This warm and inviting 4-bedroom, 2-full-bath home is filled with tremendous natural daylight and offers a spacious, comfortable layout perfect for everyday living and entertaining. The first floor features a large formal dining room highlighted by a cozy wood-burning fireplace, creating the perfect setting for gatherings and holiday meals. The spacious eat-in kitchen offers plenty of room for cooking and includes space for a breakfast table, ideal for casual mornings. A bright, sunny living room provides ample space to relax or host guests. This thoughtfully expanded Cape also includes a bonus room and separate office space, ideal for today’s work-from-home lifestyle, guest space, or additional living area. Large sliding glass doors lead to a beautifully landscaped backyard and garden, offering a peaceful outdoor retreat with space for entertaining, outdoor dining, and summer barbecues. This property includes an unfinished basement offering additional storage. Located on Long Island’s desirable South Shore, this home combines charm, natural light, and functional living space in a sought-after neighborhood close to parks, shopping, dining, and convenient transportation.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $1,144 | $1,144 | $1,144 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,308 | $3,489 | $4,566 |
| Total Monthly Payment | $4,544 | $4,725 | $5,802 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.