986 STATE ROAD 20, Interlachen, FL, 32148 | $425,000

Live the lake life on beautiful Lake Ida! This one-of-a-kind property offers more than 4 usable acres, highway frontage, fenced pasture, and an impressive 380 feet of private lake frontage--giving you plenty of space, accessibility, and endless possibilities. The property includes a 960-square-foot main home with an open layout and peaceful lake views, a concrete-block garage with an attached carport, and a separate 1-bedroom, 1-bath guest house complete with its own kitchen and living area--ideal for guests, extended stays, or potential rental income. Step outside and enjoy boating, fishing, kayaking, and paddleboarding right from your backyard. The fenced pasture is currently home to a horse and goat, and the property also features an RV hookup and plenty of room for gardening, hobby farming, outdoor entertaining, or even a future second homesite. A property offering this combination of highway frontage, private lake frontage, pasture, acreage, and guest accommodations is a must see!

Features

  • Bedrooms: 1
  • Baths: 1 full / 1 half
  • Laundry: In Garage
  • Style: Traditional
  • Year Built: 1981
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 960
  • Acreage: 13.89
  • Est. Taxes: $3,426
  • View: Lake, Water
  • Water Front: Yes
  • Elem. School: Interlachen
  • High School: Interlachen
  • Appliances: Electric Range, Electric Water Heater, Refrigerator
  • MLS#: 2134128
  • Days on Market: 119 days
  • Website: https://www.raveis.com
    /prop/2134128/986stateroad20_interlachen_fl?source=qrflyer
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Victoria WilliamsSales Associate

860.336.1067

Victoria.Williams@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1014636

860.463.1745

Russell.Baboff@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian KellyInsurance Sales Director, William Raveis Insurance

860.655.6934

Brian.Kelly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

986 STATE ROAD 20, Interlachen, FL, 32148

$425,000

Victoria Williams

Sales Associate

William Raveis Real Estate

Phone: 860.336.1067

Victoria.Williams@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $286 $286 $286
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,036 $2,147 $2,823
Total Monthly Payment $2,397 $2,508 $3,184

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.