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Presented by
The HP Team |
986 STATE ROAD 20, Interlachen, FL, 32148 | $449,000
A rare find on Lake Ida, 13. 89 acres, 380 feet of shoreline, 4+ acres of dry land, and a spring-fed lake--welcome to Lake Ida Place. Enjoy boating, paddleboarding, jet skiing, and excellent bass fishing on this beautiful lake. The 1-bed, 1. 5-bath home features an open floor plan with relaxing lake views. A separate guest dwelling, ready for a little TLC, offers additional space for visitors, and the 480 sq ft concrete-block garage provides storage or workshop potential. The property also includes a fenced pasture and an RV hookup. With over 4 acres of dry land and approximately 380 feet of shoreline, there may be potential for an additional lakefront homesite or future homestead. Buyer to verify lot split or potential for an additional dwelling. Convenient to Palatka and Gainesville, making this a great full-time homestead or weekend lake retreat where you can relax and enjoy the lake breeze. The agent is related to the Sellers.
Features
- Bedrooms: 1
- Baths: 1 full / 1 half
- Laundry: In Garage
- Style: Traditional
- Year Built: 1981
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 960
- Acreage: 13.89
- Est. Taxes: $3,426
- View: Lake, Water
- Water Front: Yes
- Elem. School: Interlachen
- High School: Interlachen
- Appliances: Electric Range, Electric Water Heater, Refrigerator
- MLS#: 2134128
- Days on Market: 4 days
- Website: https://www.raveis.com
/prop/2134128/986stateroad20_interlachen_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
The HP TeamSales Associates
704.773.3309
HPTeam@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
986 STATE ROAD 20, Interlachen, FL, 32148
$449,000
The HP Team
Sales Associates
William Raveis Real Estate
Phone: 704.773.3309
HPTeam@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $359,200 | $359,200 | $359,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.419% | 5.668% |
| Monthly Tax Payment | $286 | $286 | $286 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,125 | $2,212 | $2,911 |
| Total Monthly Payment | $2,486 | $2,573 | $3,272 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388