4610 Saint Croix LN, Naples, FL, 34109 | $289,000

Experience the best of North Naples living in this beautifully maintained **3-bedroom, 2-bath condo in the desirable St. Croix at Pelican Marsh community. Offered fully furnished, this residence is move-in ready and perfectly suited for full-time living, a seasonal retreat, or an investment opportunity.
Step inside and enjoy spectacular lake and fountain views that create a serene backdrop from your living space. The kitchen features updated stainless steel appliances, while the home also benefits from a newer HVAC system and water heater, providing comfort and peace of mind. The building itself has been recently painted and features a newer roof, reflecting the community’s strong upkeep and pride of ownership.
Located in the heart of North Naples, you’ll love the convenience of quick access to Interstate 75 and just a short drive to Southwest Florida International Airport. World-famous Naples Beaches are only minutes away, along with some of the area’s best dining, shopping, and entertainment options.
Residents of St. Croix enjoy resort-style amenities, including a beautiful clubhouse, fitness center, pool and spa, tennis courts, and more—all with very reasonable condo fees. With its prime location, scenic views, and turnkey furnishings, this condo offers the perfect opportunity to enjoy the relaxed Southwest Florida lifestyle.

Features

  • Building Design: Low Rise (1-3)
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Levels: 1
  • Amenities: Clubhouse,Community Pool,Community Room,See Remarks,Streetlight,Underground Utility
  • Bedrooms: 3
  • Baths: 2 full
  • Complex: ST CROIX
  • Development: ST CROIX
  • Year Built: 1999
  • Approx Sq. Feet: 1,314
  • Est. Taxes: $2,388
  • Condo Fee: $1,440 Quarterly
  • Lot Desc: Other
  • View: Lake,Water Feature
  • Community Type: Condo/Hotel,Gated
  • Water Front: Yes
  • Pet Policy: Limits
  • MLS#: 226010350
  • Website: https://www.raveis.com
    /prop/226010350/4610saintcroixln_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Sellstate Prime Realty

William Raveis Family of Services

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4610 Saint Croix LN, Naples, FL, 34109

$289,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $231,200 $231,200 $231,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $199 $199 $199
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,424 $1,460 $1,920
Total Monthly Payment $1,698 $1,734 $2,194

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.