Tucked away on a private, waterfront acre along the peaceful Shingle Kill Creek, this quaint and cozy bungalow-style cabin offers a rare blend of serenity, character, and charm. Located at 2 Shingle Kill Court in Sparrowbush, NY, this 2-bedroom, 1-bath retreat spans 832 square feet and feels like a step back in time, where nature, artistry, and simplicity come together. Set on a corner lot, the property is uniquely framed by the babbling creek along one side and a wooded mountainside along the other, creating a truly secluded setting. A permanent carport and driveway welcome you home, while stone steps guide you up through the landscaped grounds to a covered front porch overlooking the water—an ideal spot to sip your morning coffee while listening to the brook. The porch wraps into a side deck with access to the kitchen, a perfect space for grilling and entertaining while overlooking the garden, shed, and surrounding nature. Around back, a private rear deck completes the outdoor living experience, with every inch of the property carrying an eclectic, artsy vibe. A portion of the roof is finished in durable tin, adding both charm and character. Inside, you’re greeted by warm knotty pine walls and ceilings that immediately set the tone. The open living and dining area is filled with natural light from multiple windows, while French-style doors along the back wall create a stunning wall of glass leading to the porch. Original wood flooring runs through the main living spaces and bedrooms, complementing the home’s authentic 1940s aesthetic. The kitchen features a cozy eat-in area with windows overlooking the garden, along with well-kept retro cabinetry that perfectly suits the home’s vintage charm. Two bedrooms and a full bathroom complete the interior layout. The living room offers the option to add a wood-burning stove, with a raised hearth and wall cutout already in place—just add the stove to supplement the forced-air propane heat and create a warm, inviting ambiance. This property is ideal as a weekend escape or full-time retreat, conveniently located just five miles from the nearest train station with taxi service available in town, making travel to and from NYC effortless. Summer days can be spent splashing or fishing in the creek, autumn brings vibrant foliage, winter invites quiet nights by the fire, and spring awakens the surrounding landscape. With its setting and charm, this home also offers strong potential for short-term rental use. Positioned on the border of Orange and Sullivan Counties, you’ll enjoy easy access to the best of the Hudson Valley and Catskills, including hiking and biking trails, wineries, distilleries, Resorts World Catskills, Bethel Woods, and the Delaware River just minutes away. Nearby Port Jervis offers convenient shopping, dining, and everyday essentials. Offered fully furnished if desired, this waterfront gem is a rare opportunity to own a peaceful, character-filled retreat surrounded by nature.
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NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $223,200 | $223,200 | $223,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.545% | 5.900% |
| Monthly Tax Payment | $208 | $208 | $208 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,338 | $1,392 | $1,839 |
| Total Monthly Payment | $1,621 | $1,675 | $2,122 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.