14038 SADDLEHILL Court, Jacksonville, FL, 32258 | $324,500

*BEST VALUED HOME IN THE NEIGHBORHOOD **Expect to walk into equity on this one! Located in the gated community of Flagler Station, this upgraded, turn-key 3 bedroom, 2. 5 bathroom home is competitively priced and offers serene water views and a light-filled layout designed for comfortable living. Inside, soaring ceilings highlight the open great room, creating an airy main living space that flows into the kitchen. The kitchen features stainless steel appliances, a breakfast bar, and a breakfast nook, along with additional space for formal dining. There is no carpet in the home, with engineered hardwood flooring throughout the first-floor living areas, stairs, second-floor landing, bedrooms, and closets. Ceramic tile flooring is featured in the foyer, kitchen, laundry room, and bathrooms. A half bath and laundry room are conveniently located on the main level. Roof just a few years old, HVAC 2018, and new garage door & opener Upstairs, the primary suite provides a relaxing retreat with an ensuite bathroom featuring a dual vanity, separate tub and shower, and a closet with high-end custom built-ins. Two additional bedrooms share a full bathroom. The upstairs rear windows were replaced in 2023, enhancing both energy efficiency and views. Enjoy quiet mornings or evening gatherings from the spacious screened lanai overlooking the tranquil pond and water fountain. Additional highlights include a 2018 AC, new roof (2023), new water heater (2023), five ceiling fans throughout the home (three newly installed in 2024), all under-sink water supply lines replaced/upgraded to woven stainless in 2022, interior paint updated in 2020, exterior paint updated in 2023, and a whole-house water filtration system with water softener and reverse osmosis drinking water system installed in 2022. A two-car garage adds extra convenience. Residents of Flagler Station enjoy access to community amenities including a pool, exercise room, and playground. The HOA maintains the exterior of all townhomes and provides pest control services, offering added peace of mind. Shopping, dining, and medical services are just a few miles away, with quick access to I-95, 9-B, and Philips Highway, making this location as convenient as it is comfortable. This home seamlessly blends modern upgrades, thoughtful design, and peaceful surroundings, offering an exceptional opportunity to enjoy the perfect combination of style, comfort, and lifestyle!

Features

  • Amenities: Pool
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Year Built: 2008
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,031
  • Acreage: 0.07
  • Est. Taxes: $4,937
  • HOA Fee: $339 Monthly
  • View: Pond, Water
  • Water Front: Yes
  • Elem. School: Bartram Springs
  • Middle School: Twin Lakes Academy
  • Appliances: Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
  • MLS#: 2134123
  • Days on Market: 117 days
  • Website: https://www.raveis.com
    /prop/2134123/14038saddlehillcourt_jacksonville_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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14038 SADDLEHILL Court, Jacksonville, FL, 32258

$324,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $259,600 $259,600 $259,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $411 $411 $411
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,555 $1,639 $2,156
Total Monthly Payment $2,041 $2,125 $2,642

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.