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Don’t miss this charming brick one-family home in the Ditmars section of Astoria. Beautifully maintained and fully move-in ready, this home features a fully renovated windowed kitchen that has been opened to the living room, creating a bright and welcoming main living space. The kitchen includes lighted cabinetry and a butcher-block workspace, adding both warmth and functionality. The main level offers an efficient layout with two bedrooms, a bright living area, and a full bath. The first floor has been duplexed with the lower level, providing additional living space. Downstairs, you’ll find a beautifully finished area with a gas fireplace, full bathroom, laundry room, and flexible bonus space that works perfectly as a TV room, guest area, playroom, home office, or studio. Exit from either the first or lower level to the oversized rear yard, a true highlight of the home. Sunny and private, and surrounded by low-rise homes, the backyard is ideal for relaxing, entertaining, or gardening. A large garden shed provides convenient storage for outdoor furniture, dining sets, and seasonal items. Additional square footage and expansion may be possible (confirm with your architect). With low carrying costs and annual taxes, this property is an appealing alternative to many nearby condos, with the added benefit of a large private outdoor space. Located just off Ditmars Boulevard, it offers easy access to Astoria’s vibrant dining scene, neighborhood favorites, and nightlife. Close proximity at LaGaurdia Airport and the N and W trains. Move right in and enjoy everything this exceptional home and location have to offer.
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Our Executive Mortgage Banker:
$999,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $799,200 | $799,200 | $799,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.349% | 6.183% |
| Monthly Tax Payment | $665 | $665 | $665 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,538 | $4,921 | $6,744 |
| Total Monthly Payment | $5,295 | $5,678 | $7,501 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.